Calhoun County property record for 16 Bernard Couch Dr, Anniston, AL 36207
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,437 sqft · built 2014 |
| Lot Size | 1.14 acres (49,833 sqft) |
| Owner | Individual Name on File |
| Last Sale | $600,000 (Mar 2014) |
| Tax Bill | $626 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-04-18-0-001-030.000 |
| Primary APN | 20-04-18-0-001-030.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,437 sqft Living Area |
| 1st Floor Area | 1,437 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 49,833 sqft (1.14 acres) |
| Utility Building | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 148058 |
|---|---|
| Street Address | 16 BERNARD COUCH DR |
| City | ANNISTON |
| State | AL |
| Zip | 36207-4984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 18 TSP 16S RNG 09E BEG SE INT JAMBACK RD & BERNARD COUCH DR TH E 262.9 S 205.56 W 217.22 NW 162.4 TO POB |
| Legal Range | 09E |
| Legal Township | 16S |
| Legal Section | 18 |
| Jurisdiction | CALHOUN AL |
| Township / Civil Division | CHOCCOLOCCO |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 2002 |
16 Bernard Couch Dr is owned and occupied by an individual who bought it in March 2014.
Source: Calhoun County records, as of November 27, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 16 BERNARD COUCH DR, ANNISTON, AL 36207-4984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2014 · Amount on File |
| Deed Sale | Mar 6, 2014 · Amount on File |
| Deed Document Number | 0003171181 |
| Deed Book / Page | 3171 / 181 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN AL |
| Property Address | 16 BERNARD COUCH DR, ANNISTON, AL 36207-4984 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4952/231 |
|---|---|
| Date | Jun 9, 2020 |
| Book Page | 4952/231 |
| Instrument | 4952-0231 |
| Name | AOD FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 16 Bernard Couch Dr was $626 with a homeowner's exemption, down 11.1% from the year before.
Source: Calhoun County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Calhoun County |
| Unified School District | Calhoun County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (-11.08%) Homeowner's exemption | $16,940 (-10.13%) | $169,260 (-10.21%) Land $34,600 Building $134,660 |
| 2024 | $704.00 (-0.14%) Homeowner's exemption | $18,850 (-50.12%) Land $3,460 Building $15,390 | $188,500 (-0.24%) Land $34,600 Building $153,900 |
| 2023 | $705.00 (+9.13%) Homeowner's exemption | $37,792 (+8.59%) Land $6,920 Building $30,872 | $188,960 (+8.59%) Land $34,600 Building $154,360 |
| 2022 | $646.00 Homeowner's exemption | $34,804 Land $6,920 Building $27,884 | $174,020 Land $34,600 Building $139,420 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 16 Bernard Couch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 27, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 16 Bernard Couch Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 84% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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