15 Bernard Couch Dr, Anniston, AL 36207 Property Records

Calhoun County property record for 15 Bernard Couch Dr, Anniston, AL 36207

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,435 sqft · built 1978
Lot Size1.05 acres (45,782 sqft)
OwnerIndividual Name on File
Tax Bill$1,126 (2026)
Deeds & MortgagesMar 2024 Sale
Jul 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN20-04-18-0-001-029.021

Property Details

APN / Parcel Number

Primary APN20-04-18-0-001-029.021
Alternative APNs
  • 216953
  • 23261

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,435 sqft Living Area
Gross Area1,790 sqft
1st Floor Area1,435 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area45,782 sqft (1.05 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchPatio

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number216953
Street Address15 BERNARD COUCH DR
CityANNISTON
StateAL
Zip36207-4918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 18 TSP 16S RNG 09E RE-PLAT OF DE'VILLE ESTATES LOT 1 S1 8 T16 R9
Legal Range09E
Legal Township16S
Legal Section18
Legal SubdivisionREPLAT OF DE'VILLE ESTATES
Legal Lot Number1
JurisdictionCALHOUN AL
Township / Civil DivisionCHOCCOLOCCO
Census Block Group3
Census Block3027
Census Tract2002

Owner

15 Bernard Couch Dr, a single family home, is owned by an individual.

Source: Calhoun County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 441, BAKER, FL 32531-0441
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Warranty Deed, Transfer
Jul 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALHOUN AL
Recording DateMar 18, 2024
Property Address15 BERNARD COUCH DR, ANNISTON, AL 36207-4918
Document Number003331/576
Book / Page3331 / 576
Map ReferenceMB V PG 19
Instrument DateMar 13, 2024
Instrument3331-0576
Transaction TypeTransfer
Record UpdatedApr 3, 2024

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15 BERNARD COUCH DR, ANNISTON, AL 36207-4918

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 441, BAKER, FL 32531-0441

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALHOUN AL
Property Address15 BERNARD COUCH DR, ANNISTON, AL 36207-4918
Transaction TypeMortgage
Record UpdatedJul 24, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4914/898
DateJul 12, 2019
Book Page4914/898
Instrument4914-0898
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 1, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 15 Bernard Couch Dr was $1,126, up 7% from the year before.

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCalhoun County
Unified School DistrictCalhoun County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,126.00 (+7.03%)
2025$1,052.00 (+127.21%)$26,320 (+80.6%)$131,620 (-9.69%) Land $23,000 Building $108,620
2024$463.00 (-19.9%) Homeowner's exemption Senior Citizen's exemption$14,574 (+0.75%) Land $2,300 Building $12,274$145,740 (+0.75%) Land $23,000 Building $122,740
2023$578.00 (+9.89%) Homeowner's exemption Senior Citizen's exemption$14,466 (+9.91%) Land $2,300 Building $12,166$144,660 (+9.91%) Land $23,000 Building $121,660
2022$526.00 Homeowner's exemption Senior Citizen's exemption$13,162 Land $2,300 Building $10,862$131,620 Land $23,000 Building $108,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Bernard Couch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Bernard Couch Dr is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 88% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bernard Couch Dr

Nearby Streets

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