75 Arrow Ln, Hardy, VA 24101 Property Records

Franklin County property record for 75 Arrow Ln, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,654 sqft · built 1989
Lot Size	0.649 acres (28,270 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Feb 2019)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015 04-011 00`

Property Details

APN / Parcel Number

Primary APN	`015 04-011 00`
Alternative APN	`3237`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,654 sqft Living Area
Gross Area	3,764 sqft
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	28,270 sqft (0.649 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	344 sqft
Deck Area	120 sqft
Patio Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3237
Street Address	75 ARROW LN
City	HARDY
State	VA
Zip	24101-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INDIAN POINT LOT 12
Legal Subdivision	INDIAN POIN
Legal Lot Number	12
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1013
Census Tract	20302

Owner

Source: Franklin County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 ARROW LN, HARDY, VA 24101-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Feb 25, 2019	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2019 · Amount on Record
Deed Sale	Feb 25, 2019 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Document Number	20191040
Deed Book / Page	1118 / 2365
Prior Transfer Date	Aug 24, 2011
Prior Transfer Doc	0010020962
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	75 ARROW LN, HARDY, VA 24101-2621
Transaction Type	Mortgage
Record Updated	Sep 11, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ARROW LN, HARDY, VA 24101-2621

Mortgage

Document Number	0002022093
Date	Aug 14, 2023
Book Page	202/2093
Instrument	230004696

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	75 ARROW LN, HARDY, VA 24101-2621
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACQUISITION TTL & SETMNT AGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011391004
Date	May 15, 2020
Book Page	1139/1004
Instrument	200003218

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 25, 2019
Property Address	75 ARROW LN, HARDY, VA 24101-2621
Document Number	0011182365
Book / Page	001118 / 002365
Instrument Date	Feb 11, 2019
Instrument	1040
Transaction Type	Transfer
Record Updated	Mar 19, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 ARROW LN HARDY VA 241012621, HARDY, VA 24101-2621

Mortgage

Document Number	11182374
Date	Feb 25, 2019
Book Page	001118/002374
Instrument	1041

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,467.00 (+18.25%)	$806,440 (+67.73%) Land $163,000 Building $643,440	$806,440 (+67.73%) Land $163,000 Building $643,440
2023	$2,932.00	$480,800 (-) Land $158,000 Building $322,800	$480,800 (-) Land $158,000 Building $322,800
2022		$480,800 Land $158,000 Building $322,800	$480,800 Land $158,000 Building $322,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Arrow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures