5 Arrow Ln, Hardy, VA 24101 Property Records

Franklin County property record for 5 Arrow Ln, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1987
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$523,000 (Dec 2024)
Tax Bill	$1,688 (2025)
Deeds & Mortgages	Mar 2022 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015 04-007 00`

Property Details

APN / Parcel Number

Primary APN	`015 04-007 00`
Alternative APN	`3233`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	4,236 sqft
1st Floor Area	1,920 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.72 acres)
Terrain	Rolling
Garage Area	952 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	420 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3233
Street Address	5 ARROW LN
City	HARDY
State	VA
Zip	24101-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INDIAN POINTE LOT 7
Legal Subdivision	INDIAN POIN
Legal Lot Number	7
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1013
Census Tract	20302

Owner

5 Arrow Ln is owned and occupied by two individuals who bought it in December 2024.

Source: Franklin County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 ARROW LN, HARDY, VA 24101-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLUE EAGLE CU
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALCOVA MORTGAGE LLC
Jun 26, 2018	Grant Deed, Transfer · Conventional with PMI BANK OF BOTETOURT
Oct 16, 2017	Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2024 · Amount on File
Deed Sale	Dec 13, 2024 · Amount on File
Prior Sale	Jun 26, 2018 · Amount on File
Deed Document Number	20247537
Deed Book / Page	1222 / 1701
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	5 ARROW LN, HARDY, VA 24101-2621
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011812401
Date	Mar 30, 2022
Book Page	1181/2401
Instrument	220002522

Lender

Name	BLUE EAGLE CU
Type	Credit Union
Address	ROANOKE, VA 24018

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 18, 2037

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	5 ARROW LN, HARDY, VA 24101-2621
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ACQUISITION TTL & SETMNT AGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011512264
Date	Nov 24, 2020
Book Page	1151/2264
Instrument	200009492

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company
Address	HARDY, VA 24101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 26, 2018
Property Address	5 ARROW LN, HARDY, VA 24101-2621
Document Number	0011100084
Book / Page	001110 / 000084
Instrument Date	Jun 19, 2018
Instrument	4004
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ARROW LN HARDY VA 241012621, HARDY, VA 24101-2621

Mortgage

Document Number	11100089
Date	Jun 26, 2018
Book Page	001110/000089
Instrument	4005

Lender

Name	BANK OF BOTETOURT
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN VA
Recording Date	Oct 16, 2017
Property Address	5 ARROW LN, HARDY, VA 24101-2621
Document Number	0010990868
Book / Page	001099 / 000868
Instrument Date	Sep 20, 2017
Instrument	6566
Transaction Type	Foreclosure
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$244.00
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3401 W END AVE #760W NASHVILLE TN 372031042, 760W, NASHVILLE, TN 37203-1042

Tax Assessment & Valuation

The 2025 property tax bill for 5 Arrow Ln was $1,688.

Source: Franklin County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,688.00	$392,600 Land $59,500 Building $333,100	$392,600 Land $59,500 Building $333,100
2023	$1,754.00	$287,600 (-) Land $54,500 Building $233,100	$287,600 (-) Land $54,500 Building $233,100
2022		$287,600 Land $54,500 Building $233,100	$287,600 Land $54,500 Building $233,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Arrow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Arrow Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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