59 Arrow Ln, Hardy, VA 24101 Property Records

Franklin County property record for 59 Arrow Ln, Hardy, VA 24101

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,139 sqft · built 2003
Lot Size	0.534 acres (23,261 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Mar 2019)
Tax Bill	$1,970 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015 04-009 00`

Property Details

APN / Parcel Number

Primary APN	`015 04-009 00`
Alternative APN	`3235`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,139 sqft Living Area
Gross Area	4,075 sqft
1st Floor Area	2,139 sqft
Basement Area	1,528 sqft
Finished Basement	1,528 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,261 sqft (0.534 acres)
Terrain	Rolling
Driveway	Asphalt Driveway
Porch	Screened Porch
Porch Area	200 sqft
Deck Area	648 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3235
Street Address	59 ARROW LN
City	HARDY
State	VA
Zip	24101-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	INDIAN POINTE LOT 9
Legal Subdivision	INDIAN POIN
Legal Lot Number	9
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1013
Census Tract	20302

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	59 ARROW LN, HARDY, VA 24101-2621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Line of Credit CNB BANK
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NAT'L BK
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2019 · Amount on Record
Deed Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20191802
Deed Book / Page	1119 / 3148
Prior Transfer Date	Dec 12, 2005
Prior Transfer Doc	0008710208
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	59 ARROW LN, HARDY, VA 24101-2621
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 ARROW LN, HARDY, VA 24101-2621

Mortgage

Document Number	0012022852
Date	Aug 21, 2023
Book Page	1202/2852
Instrument	230004831

Lender

Name	CNB BANK
Type	Bank
Address	CLEARFIELD, PA 16830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	59 ARROW LN, HARDY, VA 24101-2621
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011660920
Date	Jul 12, 2021
Book Page	1166/920
Instrument	210006448

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Mar 29, 2019
Property Address	59 ARROW LN, HARDY, VA 24101-2621
Document Number	0011193148
Book / Page	001119 / 003148
Instrument Date	Mar 13, 2019
Instrument	1802
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$317.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 ARROW LN HARDY VA 241012621, HARDY, VA 24101-2621

Mortgage

Document Number	11193151
Date	Mar 29, 2019
Book Page	001119/003151
Instrument	1803

Lender

Name	AMERICAN NAT'L BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Fixed Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	59 ARROW LN, HARDY, VA 24101-2621
Document Number	0010881240
Book / Page	001088 / 001240
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	59 ARROW LN HARDY VA 241012621, HARDY, VA 24101-2621

Mortgage

Document Number	0010881240
Date	Jan 27, 2017
Book Page	001088/001240
Instrument	576

Lender

Name	PNC MTG
Type	Mortgage Company
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 26, 2037

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,970.00 (+0.46%)	$458,200 (+42.48%) Land $54,000 Building $404,200	$458,200 (+42.48%) Land $54,000 Building $404,200
2023	$1,961.00	$321,600 (-) Land $49,000 Building $272,600	$321,600 (-) Land $49,000 Building $272,600
2022		$321,600 Land $49,000 Building $272,600	$321,600 Land $49,000 Building $272,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
ZiTEL Fiber	960 / 960
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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