Madison County property record for 75 Andreas Way, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 2,489 sqft · built 2012 |
| Lot Size | 1.65 acres (71,874 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,500 (Feb 2012) |
| Tax Bill | $1,830 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Oct 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0099-29ZB-0003-A |
| Primary APN | 0099-29ZB-0003-A |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,489 sqft Living Area |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Stone |
| Lot Area | 71,874 sqft (1.65 acres) |
| Garage Type | Detached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 59092 |
|---|---|
| Street Address | 75 ANDREAS WAY |
| City | BEREA |
| State | KY |
| Zip | 40403-8043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARKS PLACE LOT 3-1 |
| Legal Subdivision | CLARKS PLACE |
| Legal Lot Number | 3-1 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11102 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 75 ANDREAS WAY, BEREA, KY 40403-8043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 1, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK |
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS GUARANTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2012 · Amount on Record |
| Deed Sale | Feb 16, 2012 · Amount on Record |
| Deed Document Number | 0000675324 |
| Deed Book / Page | 675 / 324 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 75 ANDREAS WAY, BEREA, KY 40403-8043 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | MILLENNIAL TITLE LLC, MILLENNIAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 75 ANDREAS WAY, BEREA, KY 40403-8043 |
| Document Number | 0M2285/439 |
|---|---|
| Date | Mar 1, 2024 |
| Book Page | M2285/439 |
| Instrument | 2014192731 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | MOUNT VERNON, KY 40456 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 75 ANDREAS WAY, BEREA, KY 40403-8043 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2021 |
| Name | Verified Name |
|---|---|
| Address | 75 ANDREAS WAY, BEREA, KY 40403-8043 |
| Document Number | M2105/207 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | M2105/207 |
| Instrument | 2014061167 |
| Name | CITIZENS GUARANTY BANK |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,830.00 (+25.69%) Homeowner's exemption | $231,000 (+23.2%) | $231,000 (+23.2%) |
| 2023 | $1,456.00 Homeowner's exemption | $187,500 | $187,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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