Madison County property record for 136 Andreas Way, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.57 acres (286,625 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,329 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0099-29ZB-0008 |
| Primary APN | 0099-29ZB-0008 |
|---|---|
| Alternative APNs |
|
| Lot Area | 286,625 sqft (6.57 acres) |
|---|
| Account Number | 50132 |
|---|---|
| Street Address | 136 ANDREAS WAY |
| City | BEREA |
| State | KY |
| Zip | 40403-8044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARKS PLACE LOT 8-A |
| Legal Subdivision | CLARKS PLACE |
| Legal Lot Number | 8-A |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 11102 |
136 Andreas Way is owned and occupied by two individuals who acquired it in March 2012.
Source: Madison County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 136 ANDREAS WAY, BEREA, KY 40403-8044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2012 |
| Deed Sale | Mar 13, 2012 |
| Deed Document Number | 0000067852 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 136 ANDREAS WAY, BEREA, KY 40403-8044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE CO INC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | M01816/252 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | M01816/252 |
| Instrument | 2013979473 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 136 ANDREAS WAY, BEREA, KY 40403-8044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | RAINBOW TITLE COMPANY, RAINBOW TITLE COMPANY INC |
| Name | Verified Name |
|---|
| Document Number | M01966/172 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | M01966/172 |
| Instrument | 2014017617 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2040 |
The 2025 property tax bill for 136 Andreas Way was $4,329 with an additional exemption.
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,329.00 Additional exemption filed | $436,000 | $436,000 |
| 2023 | $3,466.00 | $341,600 | $341,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 136 Andreas Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 136 Andreas Way is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
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