145 Andreas Way, Berea, KY 40403 Property Records

Madison County property record for 145 Andreas Way, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,289 sqft · built 2013
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Last Sale$254,900 (Sep 2023)
Tax Bill$2,770 (2025)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0099-29ZB-0007

Property Details

APN / Parcel Number

Primary APN0099-29ZB-0007
Alternative APNs
  • 108516
  • 145847
  • 76016

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,289 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Lot Area217,800 sqft (5 acres)
Garage TypeAttached
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Account Number76016
Street Address145 ANDREAS WAY
CityBEREA
StateKY
Zip40403-8044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLARKS PLACE LOT 7
Legal SubdivisionCLARKS PLACE
Legal Lot Number7
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1016
Census Tract11102

Owner

Source: Madison County records, as of June 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address145 ANDREAS WAY, BEREA, KY 40403-8044
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2023 · Amount on Record
Deed SaleSep 6, 2023 · Amount on Record
Deed Document Number202314165474
Deed Book / Page843 / 98
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address145 ANDREAS WAY, BEREA, KY 40403-8044
Transaction TypeMortgage
Record UpdatedSep 20, 2019
Title CompanyRAINBOW TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01884/686
DateSep 4, 2019
Book PageM01884/686
Instrument2013998146
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,770.00 (-2.5%)$279,000 (-)$279,000 (-)
2023$2,841.00$279,000$279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 70% of Kentucky
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

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