7473 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7473 Bent Tree Loop, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage2,386 sqft Heated Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$423,900 (2024)
Tax Bill$5,184.00 (2025)

Property Details

APN / Parcel Number

Primary APN3226323596000M0090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area2,386 sqft Heated Area
Gross Area2,965 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialFiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area4,792 sqft (0.11 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area105 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address7473 BENT TREE LOOP
CityHARMONY
StateFL
Zip34773-6201
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK M LOT 9
Legal Phase1
Legal BlockM
Legal Lot Number9
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 3226323596000M0090

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7473 BENT TREE LOOP, HARMONY, FL 34773-6201
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 26, 2024 · Amount on Record
Deed SaleDec 26, 2024 · Amount on Record
Deed Doc Number2024162284
Deed Book / Page6716 / 300
Record RefreshedJun 08, 2026

December 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 26, 2024
Property Address7473 BENT TREE LOOP, HARMONY, FL 34773-6201
Document Number0067160300
Book / Page6716 / 300
Map ReferenceMB 32 PG 120-133
Instrument DateDec 19, 2024
Instrument2024162284
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,967.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address7473 BENT TREE LOOP, HARMONY, FL 34773-6201

Mortgage

Document Number2024162285
DateDec 26, 2024
Instrument2024162285
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

Mortgage

Document Number0067160318
DateDec 26, 2024
Book Page6716/318
Instrument2024162286
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,184.00 (+642.69%) Homeowner's exemption$363,600 (+627.2%) Land $60,000 Building $303,600$363,600 (+627.2%) Land $60,000 Building $303,600
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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