7495 Fern Ct, Loretto, MN 55357 Property Records

Hennepin County property record for 7495 Fern Ct, Loretto, MN 55357

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.48 acres (108,464 sqft)
Owner	2 Individual Names on File
Last Sale	$247,500 (May 2026)
Tax Bill	$3,612 (2025)
Deeds & Mortgages	Jun 2026 Transfer May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-119-24-13-0009`

Property Details

APN / Parcel Number

Primary APN	`25-119-24-13-0009`

Exterior

Lot Area	108,464 sqft
Lot Depth	408 ft Depth
View / Lot	Lake

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7495 FERN CT
City	LORETTO
State	MN
Zip	55357-4713
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 006 BLOCK 001 A PIONEER HAVEN E270X408X265X403
Legal Range	24
Legal Township	119
Legal Section	25
Legal Quarter	13
Legal Subdivision	PIONEER HAVEN
Legal Block	1
Legal Lot Number	6
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	1
Census Block	1018
Census Tract	27001

Owner

7495 Fern Ct, residential vacant land, is owned and occupied by two individuals who bought it in May 2026.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7495 FERN CT, LORETTO, MN 55357-4713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 22, 2026	Deed, Transfer TITLESMART, TITLE SMART
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Apr 15, 2024	Contract Sale, Transfer · Land Contract NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2026 · Amount on File
Deed Sale	May 22, 2026 · Amount on File
Prior Sale	May 22, 2026 · Amount on File
Deed Document Number	202611464733
Prior Transfer Date	Apr 29, 2026
Prior Transfer Doc	0011466279
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 3, 2026
Property Address	7495 FERN CT, LORETTO, MN 55357-4713
Document Number	0011466279
Instrument Date	Apr 29, 2026
Instrument	202611466279
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 OLIVE LN N, MAPLE GROVE, MN 55311-4454

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 22, 2026
Property Address	7495 FERN CT, LORETTO, MN 55357-4713
Document Number	0011464732
Instrument Date	Apr 27, 2026
Instrument	202611464732
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	TITLESMART, TITLE SMART

Transaction

Amount	Amount on Record
Tax	$85,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7495 FERN CT, LORETTO, MN 55357-4713

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	May 22, 2026
Property Address	7495 FERN CT, LORETTO, MN 55357-4713
Document Number	0011464733
Instrument Date	Apr 22, 2026
Instrument	202611464733
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	TITLESMART

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84,991.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 OLIVE LN N, MAPLE GROVE, MN 55311-4454

Mortgage

Document Number	0011464734,
Date	May 22, 2026
Instrument	202611464734

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 5, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	HENNEPIN MN
Recording Date	Apr 15, 2024
Property Address	7495 FERN CT, LORETTO, MN 55357-4713
Document Number	0A11277287
Instrument Date	Nov 30, 2023
Instrument	A11277287
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	WEST TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7495 FERN CT, LORETTO, MN 55357-4713
Investor	Possibly a Property Investor

Mortgage

Date	Apr 15, 2024

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7495 Fern Ct was $3,612, up 6% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Rockford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,612.00 (+6.05%)	$236,300 (-) Land $236,300	$236,300 (-) Land $236,300
2024	$3,406.00 (+12.74%)	$236,300 Land $236,300	$236,300 Land $236,300
2023	$3,021.00
2022		$200,000 Land $200,000	$200,000 Land $200,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7495 Fern Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7495 Fern Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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