7460 Fern Ct, Loretto, MN 55357 Property Records

Hennepin County property record for 7460 Fern Ct, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 1,710 sqft · built 2005
Lot Size	3.06 acres (133,294 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Dec 2019)
Tax Bill	$9,282 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-119-24-13-0004`

Property Details

APN / Parcel Number

Primary APN	`25-119-24-13-0004`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	3,974 sqft
1st Floor Area	1,710 sqft
Basement Area	1,180 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	133,294 sqft
Lot Depth	407 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	928 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	272 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	7460 FERN CT
City	LORETTO
State	MN
Zip	55357-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 001 BLOCK 001 A PIONEER HAVEN N333X407X298X415
Legal Range	24
Legal Township	119
Legal Section	25
Legal Quarter	13
Legal Subdivision	PIONEER HAVEN
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	1
Census Block	1018
Census Tract	27001

Owner

7460 Fern Ct is owned and occupied by two individuals who bought it in December 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7460 FERN CT, LORETTO, MN 55357-4713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Dec 24, 2019	Warranty Deed, Transfer THINK MUTUAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2019 · Amount on File
Deed Sale	Dec 24, 2019 · Amount on File
Deed Document Number	201910739639
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7460 FERN CT, LORETTO, MN 55357-4713
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7460 FERN CT, LORETTO, MN 55357-4713

Mortgage

Document Number	0A11107326
Date	May 11, 2022
Instrument	A11107326

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 5, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7460 FERN CT, LORETTO, MN 55357-4713
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A10951703
Date	Apr 26, 2021
Instrument	A10951703

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 24, 2019
Property Address	7460 FERN CT, LORETTO, MN 55357-4713
Document Number	0010739639
Instrument Date	Dec 20, 2019
Instrument	10739639
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,819.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7460 FERN CT LORETTO MN 553574713, LORETTO, MN 55357-4713

Mortgage

Document Number	10739641
Date	Dec 24, 2019
Instrument	10739641

Lender

Name	THINK MUTUAL BK
Type	Bank
Address	ROCHESTER, MN 55903

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 7460 Fern Ct was $9,282.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Rockford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,282.00	$694,000 Land $258,800 Building $435,200	$694,000 Land $258,800 Building $435,200
2023	$7,714.00 Homeowner's exemption
2022		$598,000 Land $219,000 Building $379,000	$598,000 Land $219,000 Building $379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7460 Fern Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7460 Fern Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Nearby Properties on Fern Ct

Nearby Streets

All Loretto, MN Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures