7455 Fern Ct, Loretto, MN 55357 Property Records

Hennepin County property record for 7455 Fern Ct, Loretto, MN 55357

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,870 sqft · built 2005
Lot Size	4.21 acres (183,823 sqft)
Owner	2 Individual Names on Record
Last Sale	$940,000 (Apr 2026)
Tax Bill	$11,695 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-119-24-13-0008`

Property Details

APN / Parcel Number

Primary APN	`25-119-24-13-0008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,870 sqft Living Area
Gross Area	4,179 sqft
1st Floor Area	1,870 sqft
Basement Area	1,309 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	183,823 sqft
View / Lot	Lake
Garage Type	Attached
Garage Area	744 sqft

Exterior Amenities

Porch	Screened Porch
Porch Area	316 sqft
Deck Area	114 sqft
Patio Area	114 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	7455 FERN CT
City	LORETTO
State	MN
Zip	55357-4713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLOCK 001 A PIONEER HAVEN IRREGULAR
Legal Range	24
Legal Township	119
Legal Section	25
Legal Quarter	13
Legal Subdivision	PIONEER HAVEN
Legal Block	1
Legal Lot Number	5
Jurisdiction	HENNEPIN MN
Township / Civil Division	GREENFIELD
Census Block Group	1
Census Block	1018
Census Tract	27001

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7455 FERN CT, LORETTO, MN 55357-4713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Warranty Deed, Transfer · VA Mortgage U S BANK N A
Aug 27, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2026 · Amount on Record
Deed Sale	Apr 10, 2026 · Amount on Record
Prior Sale	Aug 27, 2021 · Amount on Record
Deed Document Number	202611453825
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 10, 2026
Property Address	7455 FERN CT, LORETTO, MN 55357-4713
Document Number	0011453825
Instrument Date	Mar 30, 2026
Instrument	2026.11453825
Transaction Type	Transfer
Record Updated	Apr 27, 2026
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$322,796.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7455 FERN CT, LORETTO, MN 55357-4713

Mortgage

Document Number	0011453825,
Date	Apr 10, 2026
Instrument	2026.11453825

Lender

Name	U S BANK N A

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 27, 2021
Property Address	7455 FERN CT, LORETTO, MN 55357-4713
Document Number	0A11010017
Instrument Date	Aug 23, 2021
Instrument	A11010017
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,970.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7455 FERN CT, LORETTO, MN 55357-4713

Mortgage

Document Number	0A11010018
Date	Aug 27, 2021
Instrument	A11010018

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Greenfield City
Unified School District	Rockford Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,695.00 (+9.94%)	$855,500 (+3.04%) Land $270,000 Building $585,500	$855,500 (+3.04%) Land $270,000 Building $585,500
2024	$10,638.00 (+3.61%)	$830,300 (+7.55%) Land $270,000 Building $560,300	$830,300 (+7.55%) Land $270,000 Building $560,300
2023	$10,267.00 Homeowner's exemption
2022		$772,000 Land $228,000 Building $544,000	$772,000 Land $228,000 Building $544,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	5,000 / 5,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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