7490 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 7490 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,910 sqft · built 1928
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Jul 2017)
Tax Bill$1,724 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20519

Property Details

APN / Parcel Number

Primary APN20519
Alternative APN
  • 6200-15-026-03E-2-004-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,910 sqft Living Area
1st Floor Area1,640 sqft
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area871,200 sqft (20 acres)
Garage TypeDetached
Garage Area960 sqft

Exterior Amenities

PorchSlab
Shed1 Shed
Shed Area288 sqft
Utility Building1,500 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20519
Street Address7490 E PROSPECT AVE
CityPONCA CITY
StateOK
Zip74604-5951
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionLONGWOOD TWP - 15-26-3E N/2 E/2 E/2 NW/4
Legal Range03E
Legal Township26N
Legal Section15
Legal SubdivisionLONGWOOD TOWNSHIP
Legal Block26
Legal Lot Number3E
JurisdictionKAY OK
Township / Civil DivisionPONCA CITY
Census Block Group1
Census Block1047
Census Tract600

Owner

7490 E Prospect Ave, a rural home, is owned and occupied by two individuals who bought it in July 2017.

Source: Kay County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address7490 E PROSPECT AVE, PONCA CITY, OK 74604-5951
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2017 · Amount on File
Deed SaleJul 14, 2017 · Amount on File
Deed Document Number20175645
Deed Book / Page1750 / 730
Record UpdatedOct 29, 2026

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKAY OK
Recording DateJul 14, 2017
Property Address7490 E PROSPECT AVE, PONCA CITY, OK 74604-5951
Document Number0000005645
Book / Page1750 / 0730
Instrument DateJul 14, 2017
Instrument2017-005645
Transaction TypeTransfer
Record UpdatedMar 15, 2022
Title CompanySECURITY TITLE SERVICE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$172.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number0000005646
DateJul 14, 2017
Instrument2017-005646
Lender
NameSTATE FARM BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7490 E Prospect Ave was $1,724 with a homeowner's exemption, up 9.3% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyKay County
Elementary School DistrictKildare Public School (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,196 (+3%) Land $1,650 Building $20,546$201,779 (-3.5%) Land $15,000 Building $186,779
2025$1,724.00 (+9.25%) Homeowner's exemption$21,550 (+3%) Land $1,650 Building $19,900$209,092 (-6.44%) Land $15,000 Building $194,092
2024$1,578.00 (+184.32%) Homeowner's exemption$20,922 (+161.39%) Land $1,650 Building $19,272$223,488 (+207.13%) Land $15,000 Building $208,488
2023$555.00 Homeowner's exemption$8,004 Land $2,145 Building $5,859$72,766 Land $19,500 Building $53,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7490 E Prospect Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1993–2025)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7490 E Prospect Ave is extreme, ranking above 96% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskExtreme
above 96% of the US · above 99.1% of Oklahoma
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKAY CO RWD #1
serves 1,765 people · EPA ID OK3003605
Water SourcePurchased surface water from PONCA CITY MUN WATER
Last State InspectionAug 2022
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

May also be available: Chisholm Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Prospect Ave

Nearby Streets

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