7348 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 7348 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,190 sqft · built 1976
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Mar 2018)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20516`

Property Details

APN / Parcel Number

Primary APN	`20516`
Alternative APN	`6200-15-026-03E-2-001-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,190 sqft Living Area
1st Floor Area	1,378 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,800 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20516
Street Address	7348 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-5943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD TWP - 15-26-3E TR BEG NE/C NW/4 TH W660 TO TR POB, TH S622.22' W210' N622.22' TH E TO TR POB - EASE ...VETERAN
Legal Range	03E
Legal Township	26N
Legal Section	15
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1047
Census Tract	600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1293, PONCA CITY, OK 74602-1293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2021	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Mar 2, 2018	Warranty Deed, Transfer · VA Mortgage RCB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2018 · Amount on Record
Deed Sale	Mar 2, 2018 · Amount on Record
Prior Sale	Dec 2, 2002 · Amount on Record
Deed Document Number	20181504
Deed Book / Page	1769 / 701
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	7348 E PROSPECT AVE, PONCA CITY, OK 74604-5943
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021005981
Date	Jul 15, 2021
Book Page	1875/298
Instrument	2021-005981

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2046

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Mar 2, 2018
Property Address	7348 E PROSPECT AVE, PONCA CITY, OK 74604-5943
Document Number	0000001504
Book / Page	1769 / 0701
Instrument Date	Feb 28, 2018
Instrument	2018-001504
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART ESCROW & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7348 E PROSPECT AVE, PONCA CITY, OK 74604-5943

Mortgage

Document Number	0000001505
Date	Mar 2, 2018
Instrument	2018-001505

Lender

Name	RCB BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,365 (+3%) Land $2,178 Building $22,187	$221,504 (+3%) Land $19,800 Building $201,704
2025	Homeowner's exemption	$23,656 (-2.99%) Land $2,178 Building $21,478	$215,053 (-2.99%) Land $19,800 Building $195,253
2023	Homeowner's exemption	$24,386 Land $2,178 Building $22,208	$221,691 Land $19,800 Building $201,891

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 99.1% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Chisholm Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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