7591 E Prospect Ave, Ponca City, OK 74604 Property Records

Kay County property record for 7591 E Prospect Ave, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,308 sqft · built 1910
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (May 2024)
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`6200-10-026-03E-4-006-10`

Property Details

APN / Parcel Number

Primary APN	`6200-10-026-03E-4-006-10`
Alternative APN	`34223`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,308 sqft Living Area
1st Floor Area	1,308 sqft
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	410 ft deep x 425 ft wide
Garage Type	Mixed
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Shed	1 Shed
Shed Area	2,128 sqft
Lean-To	300 sqft
Pole Barn	784 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	34223
Street Address	7591 E PROSPECT AVE
City	PONCA CITY
State	OK
Zip	74604-5953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD TWP 10-26-3E TR BEG SW/C SE/4 E320.50' TO POB N410' E425' S410' W425' TO POB
Legal Range	03E
Legal Township	26N
Legal Section	10
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1036
Census Tract	600

Owner

Source: Kay County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7591 E PROSPECT AVE, PONCA CITY, OK 74604-5953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit CHEROKEE STRIP CU
Oct 29, 2019	Quit Claim Deed, Transfer · Line of Credit CHEROKEE STRIP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2024 · Amount on Record
Deed Sale	May 15, 2024 · Amount on Record
Prior Sale	Oct 27, 2009 · Amount on Record
Deed Document Number	20243158
Deed Book / Page	1964 / 517
Prior Transfer Date	Oct 29, 2019
Prior Transfer Doc	0000008265
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	7591 E PROSPECT AVE, PONCA CITY, OK 74604-5953
Transaction Type	Mortgage
Record Updated	Sep 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2022007129
Date	Sep 15, 2022
Book Page	1917/193
Instrument	I-2022-007129

Lender

Name	CHEROKEE STRIP CU
Type	Credit Union
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 14, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAY OK
Recording Date	Oct 29, 2019
Property Address	7591 E PROSPECT AVE, PONCA CITY, OK 74604-5953
Document Number	0000008265
Book / Page	001820 / 000209
Instrument Date	Oct 29, 2019
Instrument	8265
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7591 E PROSPECT AVE PONCA CITY OK 746045953, PONCA CITY, OK 74604-5953

Mortgage

Document Number	8755
Date	Oct 29, 2019
Book Page	001821/000687
Instrument	8755

Lender

Name	CHEROKEE STRIP CU
Type	Credit Union
Address	PONCA CITY, OK 74604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 28, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,418 (+2.63%) Land $1,540 Building $10,878	$112,891 (+2.63%) Land $14,000 Building $98,891
2025	$1,015.00 (+152.49%)	$12,100 (+99.34%) Land $1,540 Building $10,560	$110,000 (+54.54%) Land $14,000 Building $96,000
2024	$402.00 (+3.88%) Homeowner's exemption	$6,070 (+3.02%) Land $1,320 Building $4,750	$71,179 (+32.88%) Land $12,000 Building $59,179
2023	$387.00 Homeowner's exemption	$5,892 Land $1,320 Building $4,572	$53,568 Land $12,000 Building $41,568

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.8% of the US · above 99.8% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Chisholm Broadband Fixed Wireless	100 / 40
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T.

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