749 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 749 James St, Chicopee, MA 01020

Property Summary

Property Type	Restaurant
Details	3,379 sqft · built 1942
Lot Size	0.807 acres (35,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$549,000 (Jul 2025)
Tax Bill	$11,974 (2026)
Deeds & Mortgages	Jul 2025 Sale & Construction Loan Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`655-00015`

Property Details

APN / Parcel Number

Primary APN	`655-00015`
Alternative APN	`CHIC M:0655 P:00015`

Interior

Stories	1 Story
Building Area	3,379 sqft Total Area
Gross Area	3,499 sqft
1st Floor Area	3,379 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Glass
Construction Type	Masonry / Concrete Block
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	35,163 sqft (0.807 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	655-00015
Street Address	749 JAMES ST
City	CHICOPEE
State	MA
Zip	01020-3915
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	107
Legal Subdivision	CHICOPEE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4009
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 DERRY ST, HUDSON, NH 03051-4007
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Quit Claim Deed, Construction Loan · Construction Mortgage VELOCITYSBA LLC
Mar 24, 2023	Deed, Transfer · Commercial Mortgage ALDEN CREDIT UNION
Jan 3, 2023	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Mar 24, 2023 · Amount on Record
Deed Book / Page	25963 / 261
Prior Transfer Date	Jul 28, 2025
Prior Transfer Doc	025963-261
Record Updated	Oct 29, 2026

July 2025: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 30, 2025
Property Address	749 JAMES ST, CHICOPEE, MA 01020-3915
Document Number	025963-261
Book / Page	25963 / 261
Instrument Date	Jul 28, 2025
Instrument	34779
Transaction Type	Construction Loan
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 DERRY ST, HUDSON, NH 03051-4007

Mortgage

Document Number	0000034781
Date	Jul 30, 2025
Instrument	34781

Lender

Name	VELOCITYSBA LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2050

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CHICOPEE MA
Recording Date	Mar 24, 2023
Property Address	749 JAMES ST, CHICOPEE, MA 01020-3915
Document Number	024947-558
Book / Page	24947 / 558
Instrument Date	Mar 24, 2023
Instrument	13237
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 YORKTOWN CT, CHICOPEE, MA 01020-4320

Mortgage

Document Number	0000013238
Date	Mar 24, 2023
Instrument	13238

Lender

Name	ALDEN CREDIT UNION

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jan 3, 2023
Property Address	749 JAMES ST, CHICOPEE, MA 01020-3915
Document Number	024864-218
Book / Page	24864 / 218
Instrument Date	Aug 17, 2022
Instrument	108
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 GRATTAN ST, CHICOPEE, MA 01020-1255

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$11,974.00 (-5.88%)	$367,300 (-5.82%) Land $196,100 Building $171,200
2025	$12,722.00 (+4.88%)	$390,000 (+2.17%) Land $180,400 Building $209,600
2024	$12,130.00 (+0.07%)	$381,700 (+3.39%) Land $176,800 Building $204,900
2023	$12,121.00	$369,200 Land $160,700 Building $208,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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