735 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 735 James St, Chicopee, MA 01020

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	built 1988
Lot Size	0.269 acres (11,696 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (May 2018)
Tax Bill	$8,097 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`655-00016`

Property Details

APN / Parcel Number

Primary APN	`655-00016`
Alternative APN	`CHIC M:0655 P:00016`

Interior

Units	3 Units

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	11,696 sqft (0.269 acres)
Total Buildings	2 Buildings

Location & Zoning

Account Number	655-00016
Street Address	735 JAMES ST
City	CHICOPEE
State	MA
Zip	01020-3991
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	4
Census Block	4009
Census Tract	811302

Owner

Source: Hampden County and Chicopee City records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 541, BELCHERTOWN, MA 01007-0541
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage JF CAP PARTNERS LLC
May 8, 2020	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
May 8, 2018	Quit Claim Deed, Transfer · Conventional Mortgage DIANE M BERNASHE-LECCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2018 · Amount on Record
Deed Sale	May 8, 2018 · Amount on Record
Deed Book / Page	22164 / 119
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	735 JAMES ST, CHICOPEE, MA 01020-3991
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026040-12
Date	Sep 25, 2025
Book Page	26040/12
Instrument	45170

Lender

Name	JF CAP PARTNERS LLC

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	735 JAMES ST, CHICOPEE, MA 01020-3991
Transaction Type	Mortgage
Record Updated	Apr 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023201-457
Date	May 8, 2020
Book Page	23201/457
Instrument	23414

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	May 8, 2018
Property Address	735 JAMES ST, CHICOPEE, MA 01020-3991
Document Number	22164-119
Book / Page	022164 / 000119
Instrument Date	May 8, 2018
Instrument	24939
Transaction Type	Transfer
Record Updated	May 31, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,929.75
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 KIMBALL ST BELCHERTOWN MA 010079528, BELCHERTOWN, MA 01007-9528

Mortgage

Document Number	22164-122
Date	May 8, 2018
Book Page	022164/000122
Instrument	24940

Lender

Name	DIANE M BERNASHE-LECCA
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,097.00 (+11.18%)	$534,100 (+8.25%) Land $111,600 Building $422,500	$513,760
2024	$7,283.00 (+7.07%)	$493,400 (+9.89%) Land $109,400 Building $384,000
2023	$6,802.00	$449,000 Land $99,500 Building $349,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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