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791 James St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 791 James St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,148 sqft · built 1950
Lot Size0.578 acres (25,175 sqft)
Owner2 Company Names on File
Last Sale$135,000 (Jul 2026)
Tax Bill$3,419 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN655-00013

Property Details

APN / Parcel Number

Primary APN655-00013
Alternative APN
  • CHIC M:0655 P:00013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,148 sqft Living Area
Gross Area2,296 sqft
1st Floor Area1,148 sqft
Basement Area1,148 sqft
Unfinished Basement1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,175 sqft (0.578 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number655-00013
Street Address791 JAMES ST
CityCHICOPEE
StateMA
Zip01020-3915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group4
Census Block4009
Census Tract811302

Owner

Source: Hampden County and Chicopee City records · APN 655-00013

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address303 WILBRAHAM RD, HAMPDEN, MA 01036-9761
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Fiduciary Deed, Transfer · Stand-Alone First Mortgage
Nov 28, 2025Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Deed Document Number202632228
Deed Book / Page26412 / 251
Record UpdatedSep 20, 2026

July 2026: Fiduciary Deed, Transfer

Document TypeFiduciary Deed
JurisdictionCHICOPEE MA
Recording DateJul 10, 2026
Property Address791 JAMES ST, CHICOPEE, MA 01020-3915
Document Number0000032228
Book / Page26412 / 251
Instrument DateMay 29, 2026
Instrument202632228
Transaction TypeTransfer
Record UpdatedJul 29, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 WILBRAHAM RD, HAMPDEN, MA 01036-9761

Mortgage

DateJul 10, 2026
Lender
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address791 JAMES ST, CHICOPEE, MA 01020-3915
Transaction TypeMortgage
Record UpdatedDec 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number026130-378
DateNov 28, 2025
Book Page26130/378
Instrument57324
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueDec 01, 2040

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,419.00 (+5.33%)$225,500 (+2.55%) Land $119,200 Building $106,300$285,760
2024$3,246.00 (+5.91%)$219,900 (+8.7%) Land $116,900 Building $103,000
2023$3,065.00$202,300 Land $106,300 Building $96,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Chicopee Municipal Lighting Plant
Fiber		1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 245 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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