749 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 749 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	3 ba · 1,690 sqft · built 2018
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual on Record
Last Sale	$409,360 (Oct 2019)
Tax Bill	$7,842 (2023)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-591763`

Property Details

APN / Parcel Number

Primary APN	`02-591763`
Alternative APN	`591763`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,690 sqft Total Area
Basement Area	250 sqft
Finished Basement	250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.045 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	591763
Street Address	749 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 119 PLAT 1 SECTI 2,000 SQ FT NICODEMUS PND EASTCHURC
Legal Subdivision	OPEN SPACEN NICODEMUS PND SEC
Legal Lot Number	119
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	749 HOLDEN RD, FREDERICK, MD 21701-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 30, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE BANK
Oct 4, 2017	Loan Modification, Mortgage SANDY SPRING BK
Sep 11, 2017	Loan Modification, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on Record
Deed Sale	Oct 30, 2019 · Amount on Record
Prior Sale	Oct 5, 2016 · Amount on Record
Deed Document Number	0013308349
Deed Book / Page	13308 / 349
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	749 HOLDEN RD, FREDERICK, MD 21701-3406
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EXCALIBUR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148460209
Date	May 5, 2021
Book Page	14846/209

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

October 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 30, 2019
Property Address	749 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0133080349
Book / Page	13308 / 0349
Map Reference	MB 95 PL 108
Instrument Date	Oct 22, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 11, 2022
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	749 HOLDEN RD, FREDERICK, MD 21701-3406

Mortgage

Document Number	0133080356
Date	Oct 30, 2019
Instrument	13308/0356

Lender

Name	EAGLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Recording Date	Oct 4, 2017
Property Address	749 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0120620270
Book / Page	012062 / 000270
Instrument Date	Sep 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Mortgage

Document Number	120620270
Date	Oct 4, 2017
Book Page	012062/000270

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount Recorded

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Recording Date	Sep 11, 2017
Property Address	749 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0120210375
Book / Page	012021 / 000375
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	743 HOLDEN RD FREDERICK MD 217013406, FREDERICK, MD 21701-3406
Investor	Possibly a Property Investor

Mortgage

Document Number	120210375
Date	Sep 11, 2017
Book Page	012021/000375

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,842.00	$431,333	$491,800 Land $165,000 Building $326,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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