744 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 744 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,960 sqft · built 2020
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$528,338 (Mar 2020)
Tax Bill	$9,201 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-591787`

Property Details

APN / Parcel Number

Primary APN	`02-591787`
Alternative APN	`591787`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,960 sqft Total Area
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.151 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	591787
Street Address	744 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 317 PLAT 1 SECTI 6,600 SQ FT NICODEMUS PND EASTCHURC
Legal Subdivision	NICODEMUS PND EASTCHURCH SEC 2
Legal Lot Number	317
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1005
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	744 HOLDEN RD, FREDERICK, MD 21701-3398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION
Sep 25, 2020	Deed of Trust, Mortgage · Conventional with PMI BEELINE LNS INC
Mar 23, 2020	Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC
Nov 1, 2018	Grant Deed, Transfer WALKER TITLE
Jan 4, 2017	Grant Deed, Transfer WALKER TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2020 · Amount on Record
Deed Sale	Mar 23, 2020 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	0013606348
Deed Book / Page	13606 / 348
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	744 HOLDEN RD, FREDERICK, MD 21701-3398
Transaction Type	Mortgage
Record Updated	Oct 13, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 HOLDEN RD, FREDERICK, MD 21701-3398

Mortgage

Document Number	0166220064
Date	Oct 3, 2023
Book Page	16622/64

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	744 HOLDEN RD, FREDERICK, MD 21701-3398
Document Number	0141680430
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 HOLDEN RD FREDERICK MD 217013398, FREDERICK, MD 21701-3398

Mortgage

Document Number	0141680430
Date	Oct 13, 2020
Book Page	014168/000430

Lender

Name	BEELINE LNS INC
Address	PROVIDENCE, RI 02909

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 12, 2050

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 23, 2020
Property Address	744 HOLDEN RD, FREDERICK, MD 21701-3398
Document Number	0136060348
Book / Page	13606 / 348
Map Reference	MB 95 PG 108
Instrument Date	Mar 10, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	ALLIED TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,641.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 BAKER PL W, FREDERICK, MD 21702-3253

Mortgage

Document Number	0136060359
Date	Mar 23, 2020
Instrument	13606/0359

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 1, 2018
Property Address	744 HOLDEN RD, FREDERICK, MD 21701-3398
Document Number	0126930014
Book / Page	012693 / 000014
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Nov 12, 2018
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280
Investor	Possibly a Property Investor

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 4, 2017
Property Address	744 HOLDEN RD, FREDERICK, MD 21701-3398
Document Number	0115930313
Book / Page	011593 / 000313
Instrument Date	Dec 29, 2016
Transaction Type	Transfer
Record Updated	Feb 28, 2017
Title Company	WALKER TITLE

Transaction

Amount	Amount Recorded
Tax	$810.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14280 PARK MEADOW DR CHANTILLY VA 201512280, CHANTILLY, VA 20151-2280
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,201.00 Homeowner's exemption	$562,300	$691,100 Land $183,000 Building $508,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, T-Mobile.

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