745 Holden Rd, Frederick, MD 21701 Property Records

Frederick County property record for 745 Holden Rd, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 1,690 sqft · built 2018
Lot Size	0.045 acres (2,000 sqft)
Owner	Individual Name on File
Last Sale	$404,280 (Feb 2019)
Tax Bill	$7,779 (2023)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-591761`

Property Details

APN / Parcel Number

Primary APN	`02-591761`
Alternative APN	`591761`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,690 sqft Total Area
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.045 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	591761
Street Address	745 HOLDEN RD
City	FREDERICK
State	MD
Zip	21701-3406
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 117 PLAT 1 SECTI 2,000 SQ FT NICODEMUS PND EASTCHURC
Legal Subdivision	OPEN SPACEN NICODEMUS PND SEC
Legal Lot Number	117
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	750804

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	745 HOLDEN RD, FREDERICK, MD 21701-3406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage MORTGAGE LINE
Sep 11, 2017	Loan Modification, Mortgage SANDY SPRING BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Oct 5, 2016 · Amount on Record
Deed Document Number	0012823113
Deed Book / Page	12823 / 113
Record Updated	Jun 7, 2026

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 4, 2019
Property Address	745 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0128230113
Book / Page	012823 / 000113
Instrument Date	Jan 30, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 13, 2019
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$404.28
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	745 HOLDEN RD FREDERICK MD 217013406, FREDERICK, MD 21701-3406

Mortgage

Document Number	128230120
Date	Feb 4, 2019
Book Page	012823/000120

Lender

Name	MORTGAGE LINE
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Recording Date	Sep 11, 2017
Property Address	745 HOLDEN RD, FREDERICK, MD 21701-3406
Document Number	0120210375
Book / Page	012021 / 000375
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	VILLAGE SETTLEMENTS INC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	743 HOLDEN RD FREDERICK MD 217013406, FREDERICK, MD 21701-3406
Investor	Possibly a Property Investor

Mortgage

Document Number	120210375
Date	Sep 11, 2017
Book Page	012021/000375

Lender

Name	SANDY SPRING BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$7,779.00 Homeowner's exemption	$437,167	$497,700 Land $165,000 Building $332,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Shenandoah Telecommunications Company, T-Mobile USA.

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