Branch County property record for 749 E Girard Rd, Quincy, MI 49082
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,920 sqft · built 1988 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,191 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-019-100-020-00 |
| Primary APN | 040-019-100-020-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Basement Area | 1,920 sqft |
| Unfinished Basement | 1,920 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Lot Area | 90,169 sqft (2.07 acres) |
| Garage Area | 1,207 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 749 E GIRARD RD |
|---|---|
| City | QUINCY |
| State | MI |
| Zip | 49082-9434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 300 FT E & W BY 300 FT N & S IN NE COR E 80 A OF NW 1/4 FR SEC 19 T5S R5W |
| Legal Range | 05W |
| Legal Township | 05S |
| Legal Section | 19 |
| Jurisdiction | BRANCH MI |
| Township / Civil Division | BUTLER |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 950100 |
749 E Girard Rd is owned and occupied by an individual who acquired it in August 2017.
Source: Branch County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 749 E GIRARD RD, QUINCY, MI 49082-9434 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2017 | Deed of Trust, Mortgage · ARM SOUTHERN MICHIGAN BANK & TRUST |
| Sep 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 11, 2017 | Intrafamily Transfer, Transfer · ARM LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 2, 2017 |
| Transfer Doc | 201706178 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 749 E GIRARD RD, QUINCY, MI 49082-9434 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201704353 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 2017-04353 |
| Name | SOUTHERN MICHIGAN BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COLDWATER, MI 49036 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.55% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRANCH MI |
| Property Address | 749 E GIRARD RD, QUINCY, MI 49082-9434 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202006498 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 2020-06498 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRANCH MI |
| Recording Date | Sep 11, 2017 |
| Property Address | 749 E GIRARD RD, QUINCY, MI 49082-9434 |
| Document Number | 201706178 |
| Instrument Date | Aug 2, 2017 |
| Instrument | 2017-06178 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 749 E GIRARD RD, QUINCY, MI 49082-9434 |
| Document Number | 201706179 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | 2017-06179 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9% |
| Index | 1-Year LIBOR |
| Max Rate | 9% |
The 2025 property tax bill for 749 E Girard Rd was $2,191, up 2.7% from the year before.
Source: Branch County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Branch County |
| County Subdivision | Butler Township |
| Unified School District | Coldwater Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,176 (+9.46%) | $264,352 (+9.46%) | |
| 2025 | $2,191.00 (+2.67%) | $120,756 | $241,512 |
| 2024 | $2,134.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 749 E Girard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 749 E Girard Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| DMCI Broadband Fixed Wireless | 100 / 25 |
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