749 Cheyenne Ct, Elgin, IL 60123 Property Records

Kane County property record for 749 Cheyenne Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,529 sqft · built 1989
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,104 (2025)
Deeds & Mortgages	Dec 2021 Transfer Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-09-177-007`

Property Details

APN / Parcel Number

Primary APN	`06-09-177-007`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,529 sqft Living Area
Gross Area	3,347 sqft
Basement Area	818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	749 CHEYENNE CT
City	ELGIN
State	IL
Zip	60123-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 11 LOT 555
Legal Subdivision	VALLEY CREEK
Legal Block	2
Legal Lot Number	555
Legal Unit	11
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	749 CHEYENNE CT, ELGIN, IL 60123-2559
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Intrafamily Transfer, Transfer
Dec 23, 2021	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 22, 2021
Transfer Doc	0000095149
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 21, 2021
Property Address	749 CHEYENNE CT, ELGIN, IL 60123-2559
Document Number	0000094616
Instrument Date	Dec 21, 2021
Instrument	2021K094616
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 CHEYENNE CT, ELGIN, IL 60123-2559

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2021
Property Address	749 CHEYENNE CT, ELGIN, IL 60123-2559
Document Number	0000095149
Instrument Date	Dec 1, 2021
Instrument	2021K095149
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	749 CHEYENNE CT, 749, ELGIN, IL 60123-2559

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2922 W KOWALSKY LN, PHOENIX, AZ 85041-4458

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	749 CHEYENNE CT, ELGIN, IL 60123-2559
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036593
Date	Jul 8, 2020
Instrument	2020K036593

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,104.00 (+30.19%) Homeowner's exemption Senior Citizen's exemption	$135,340 (+8.57%) Land $35,021 Building $100,319	$406,182 (+8.57%) Land $105,105 Building $301,077
2024		$124,657 (+21.39%) Land $32,257 Building $92,400	$374,121 (+21.44%) Land $96,810 Building $277,311
2022	$6,993.00 (-2.81%) Homeowner's exemption	$102,688 (+6.96%) Land $26,572 Building $76,116	$308,064 (+6.96%) Land $79,716 Building $228,348
2021	$7,195.00 Homeowner's exemption	$96,006 Land $24,843 Building $71,163	$288,018 Land $74,529 Building $213,489

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

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