757 Cheyenne Ct, Elgin, IL 60123 Property Records

Kane County property record for 757 Cheyenne Ct, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,410 sqft · built 1989
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Oct 2023)
Tax Bill	$4,115 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-09-254-035`

Property Details

APN / Parcel Number

Primary APN	`06-09-254-035`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	3,634 sqft
Basement Area	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	757 CHEYENNE CT
City	ELGIN
State	IL
Zip	60123-2559
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 11 LOT 551 & NLY 6 FT OF LOT 552
Legal Subdivision	VALLEY CREEK
Legal Block	2
Legal Lot Number	551-5
Legal Unit	11-551
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851910

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	757 CHEYENNE CT, ELGIN, IL 60123-2559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on Record
Deed Sale	Oct 2, 2023 · Amount on Record
Prior Sale	Oct 28, 2003
Deed Document Number	202334253
Prior Transfer Date	May 7, 2008
Prior Transfer Doc	0000042801
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 2, 2023
Property Address	757 CHEYENNE CT, ELGIN, IL 60123-2559
Document Number	0000034253
Instrument Date	Aug 31, 2023
Instrument	2023K034253
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	757 CHEYENNE CT, ELGIN, IL 60123-2559

Mortgage

Document Number	0000034254
Date	Oct 2, 2023
Instrument	2023K034254

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jul 1, 2053

Interest

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	757 CHEYENNE CT, ELGIN, IL 60123-2559
Document Number	0000046411
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	757 CHEYENNE CT ELGIN IL 601232559, ELGIN, IL 60123-2559

Mortgage

Document Number	0000046411
Date	Oct 2, 2019
Instrument	46411

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,115.00 (-57.09%)	$153,668 (+8.57%) Land $38,359 Building $115,309	$461,188 (+8.57%) Land $115,123 Building $346,065
2024		$141,538 (+21.39%) Land $35,331 Building $106,207	$424,784 (+21.44%) Land $106,035 Building $318,748
2022	$9,589.00 (+4.34%) Homeowner's exemption	$116,595 (+6.96%) Land $29,105 Building $87,490	$349,785 (+6.96%) Land $87,315 Building $262,470
2021	$9,190.00 Homeowner's exemption	$109,008 Land $27,211 Building $81,797	$327,024 Land $81,633 Building $245,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fox Valley Internet.

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