39W065 Cheyenne Ct, Elgin, IL 60124 Property Records

Kane County property record for 39W065 Cheyenne Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,454 sqft · built 1987
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2024)
Tax Bill	$10,343 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-01-428-009`

Property Details

APN / Parcel Number

Primary APN	`05-01-428-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,454 sqft Living Area
Basement Area	1,415 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Metal
Construction Type	Frame
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Well

Location & Zoning

Street Address	39W065 CHEYENNE CT
City	ELGIN
State	IL
Zip	60124-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WILDWOOD WEST
Legal Block	2
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	2
Census Block	2159
Census Tract	850707

Owner

39W065 Cheyenne Ct is owned by two individuals who bought it in June 2024.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	627 ALGONA AVE, ELGIN, IL 60120-3903
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on File
Deed Sale	Jun 17, 2024 · Amount on File
Prior Sale	Sep 23, 2022 · Amount on File
Deed Document Number	202420830
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 23, 2022
Property Address	39W065 CHEYENNE CT, ELGIN, IL 60124-7915
Document Number	0000047477
Instrument Date	Sep 12, 2022
Instrument	2022K047477
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	39W065 CHEYENNE CT, ELGIN, IL 60124-7915

Mortgage

Document Number	0000047478
Date	Sep 23, 2022
Instrument	2022K047478

Lender

Name	HOME STATE BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,343.00 (+15.89%)	$160,814 (+7.79%) Land $29,791 Building $131,023	$482,635 (+7.79%) Land $89,409 Building $393,226
2024		$149,192 (+35.94%) Land $27,638 Building $121,554	$447,755 (+36%) Land $82,947 Building $364,808
2022	$8,925.00 (+3.89%) Homeowner's exemption	$109,746 (+7.55%) Land $23,138 Building $86,608	$329,238 (+7.55%) Land $69,414 Building $259,824
2021	$8,591.00 Homeowner's exemption	$102,040 Land $22,353 Building $79,687	$306,120 Land $67,059 Building $239,061

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 39W065 Cheyenne Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39W065 Cheyenne Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20