7489 Gardner Ave, Sacramento, CA 95828 Property Records

Sacramento County property record for 7489 Gardner Ave, Sacramento, CA 95828

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,763 sqft · built 1979
Lot Size	2.13 acres (92,783 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Mar 2014)
Tax Bill	$4,347 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`065-0070-029-0000`

Property Details

APN / Parcel Number

Primary APN	`065-0070-029-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
1st Floor Area	1,763 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	92,783 sqft
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	7489 GARDNER AVE
City	SACRAMENTO
State	CA
Zip	95828-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-5
Legal Description	PARCEL MAP, LOT A
Legal Subdivision	PARCEL MAP
Legal Lot Number	A
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2000
Census Tract	5102

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7489 GARDNER AVE, SACRAMENTO, CA 95828-4642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2014 · Amount on Record
Deed Sale	Mar 28, 2014 · Amount on Record
Deed Book / Page	20140328 / 654
Last Transfer Date	May 8, 2020
Transfer Doc	5140000000372
Record Updated	Oct 29, 2026

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 14, 2020
Property Address	7489 GARDNER AVE, SACRAMENTO, CA 95828-4642
Document Number	2005140372
Instrument Date	May 8, 2020
Instrument	2005140372
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7489 GARDNER AVE SACRAMENTO CA 958284642, SACRAMENTO, CA 95828-4642

Mortgage

Document Number	2005140373
Date	May 14, 2020
Instrument	2005140373

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$412,612 (+2%) Land $187,551 Building $225,061
2025	$4,347.00 (+1.71%)	$404,523 (+4.04%) Land $183,874 Building $220,649
2024	$4,274.00 (+2.64%)
2023	$4,164.00 (+1.78%)	$388,817 Land $176,735 Building $212,082
2022	$4,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1982–2000)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jan 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.3% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: DigitalPath, Kwikbit, Succeed.Net.

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