7484 Gardner Ave, Sacramento, CA 95828 Property Records

Sacramento County property record for 7484 Gardner Ave, Sacramento, CA 95828

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,550 sqft · built 1982
Lot Size4.75 acres (206,910 sqft)
OwnerIndividual Name on Record
Tax Bill$4,437 (2025)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN065-0070-003-0000

Property Details

APN / Parcel Number

Primary APN065-0070-003-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,550 sqft Living Area
1st Floor Area1,550 sqft
Bonus RoomBonus Room

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area206,910 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic

Location & Zoning

Street Address7484 GARDNER AVE
CitySACRAMENTO
StateCA
Zip95828-4643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-5
Legal DescriptionTRACT 39 ESAU GARDNER TRACT CONTG 4.75 AC
Legal SubdivisionESAU GARDNER
Legal Tract39
Legal Lot Number39
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2040
Census Tract5102

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7484 GARDNER AVE, SACRAMENTO, CA 95828-4643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 17, 1990
Transfer Doc9809000087
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address7484 GARDNER AVE, SACRAMENTO, CA 95828-4643
Transaction TypeMortgage
Record UpdatedSep 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address7484 GARDNER AVE, SACRAMENTO, CA 95828-4643

Mortgage

Document Number0000000182
DateSep 8, 2022
Instrument2022090800182
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$331,127 (+2%) Land $193,161 Building $137,966
2025$4,437.00 (+28.65%)$324,635 (+4.04%) Land $189,374 Building $135,261
2024$3,449.00 (-14.2%)
2023$4,020.00 (+3.58%)$312,030 Land $182,021 Building $130,009
2022$3,881.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims8 (1982–2000)
Claims Outside the SFHA3 of 8
Most Recent ClaimJan 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

May also be available: DigitalPath, Kwikbit, Succeed.Net.

Nearby Properties on Gardner Ave

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