Lincoln County property record for 7485 Common Oak Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,542 sqft · built 2005 |
| Lot Size | 0.412 acres (17,947 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $297,000 (Oct 2013) |
| Tax Bill | $3,378 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-86-3756 |
| Primary APN | 4601-86-3756 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,542 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 17,947 sqft (0.412 acres) |
| Pool Area | 512 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 250080 |
|---|---|
| Street Address | 7485 COMMON OAK DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU CU |
| Legal Description | #271 GATES @ W/SIDE PH IX |
| Legal Subdivision | GATES WATERSIDE XING |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 71102 |
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7485 COMMON OAK DR, STANLEY, NC 28164-7817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2013 · Amount on Record |
| Deed Sale | Oct 24, 2013 · Amount on Record |
| Prior Sale | Jun 22, 2005 · Amount on Record |
| Deed Document Number | 2013514174 |
| Deed Book / Page | 2426 / 230 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7485 COMMON OAK DR, STANLEY, NC 28164-7817 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2023 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0003224657 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 3224/657 |
| Instrument | 662730 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 7485 COMMON OAK DR, STANLEY, NC 28164-7817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2949134 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 2949/134 |
| Instrument | 615620 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,378.00 (+1.02%) | $536,157 (-) Land $82,000 Building $454,157 | $536,157 (-) Land $82,000 Building $454,157 |
| 2023 | $3,344.00 | $536,157 Land $82,000 Building $454,157 | $536,157 Land $82,000 Building $454,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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