7475 Common Oak Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 7475 Common Oak Dr, Stanley, NC 28164

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,391 sqft · built 2005
Lot Size0.621 acres (27,051 sqft)
Owner2 Owner Names on File
Last Sale$235,925 (Oct 2005)
Tax Bill$3,246 (2023)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN4601-86-2831

Property Details

APN / Parcel Number

Primary APN4601-86-2831
Alternative APNs
  • 460102862719
  • 188950
  • 83614

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,391 sqft Finished Area

Exterior

Year BuiltBuilt 2005
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area27,051 sqft (0.621 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number188950
Old Parcel Number460102862719
Street Address7475 COMMON OAK DR
CitySTANLEY
StateNC
Zip28164-7817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD-MU CU
Legal Description#272 GATES @ W/SIDE PH IX
Legal SubdivisionGATES/WEST SIDE PH 09
Legal Block86
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2006
Census Tract71102

Owner

Source: Lincoln County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address7475 COMMON OAK DR, STANLEY, NC 28164-7817
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU
Feb 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
SHARONVIEW FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 24, 2005 · Amount on Record
Deed SaleOct 24, 2005 · Amount on Record
Prior SaleJun 29, 2005 · Amount on Record
Deed Document Number0001754103
Deed Book / Page1754 / 103
Record UpdatedJun 7, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7475 COMMON OAK DR, STANLEY, NC 28164-7817
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003001843
DateFeb 2, 2021
Book Page3001/843
Instrument624476
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address7475 COMMON OAK DR, STANLEY, NC 28164-7817
Document Number2800753
Instrument DateFeb 15, 2019
Transaction TypeMortgage
Record UpdatedMar 13, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7475 COMMON OAK DR STANLEY NC 281647817, STANLEY, NC 28164-7817

Mortgage

Document Number2800753
DateMar 4, 2019
Book Page002800/000753
Instrument589468
Lender
NameSHARONVIEW FCU
TypeCredit Union
AddressFORT MILL, SC 29716
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 3, 2029

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,246.00$519,832 Land $82,000 Building $437,832$519,832 Land $82,000 Building $437,832

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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