7483 Phan Ln, Sacramento, CA 95823 Property Records

Sacramento County property record for 7483 Phan Ln, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,960 sqft · built 2021
Lot Size	0.086 acres (3,738 sqft)
Owner	2 Individual Names on File
Last Sale	$436,000 (Aug 2021)
Tax Bill	$5,125 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`050-0640-003-0000`

Property Details

APN / Parcel Number

Primary APN	`050-0640-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	915 sqft
2nd Floor Area	1,045 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Other
Lot Area	3,738 sqft (0.086 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	7483 PHAN LN
City	SACRAMENTO
State	CA
Zip	95823-3484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	BOBBY SUBDIVISION, LOT 3, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	BOBBY SUBDIVISION
Legal Lot Number	3
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	5002

Owner

7483 Phan Ln is owned and occupied by two individuals who bought it in August 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7483 PHAN LN, SACRAMENTO, CA 95823-3484
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2021	Intrafamily Transfer, Transfer
Mar 30, 2021	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Deed Document Number	20211864
Deed Book / Page	20210830 / 1864
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	3300000001386
Record Updated	Sep 20, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 30, 2021
Property Address	7483 PHAN LN, SACRAMENTO, CA 95823-3484
Document Number	0000001864
Map Reference	MB 416 MAP 4
Instrument Date	Jul 17, 2021
Instrument	2021083001864
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7483 PHAN LANE, SACRAMENTO, CA 95823-3484

Mortgage

Document Number	0000001865
Date	Aug 30, 2021
Instrument	2021083001865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2021
Property Address	7483 PHAN LN, SACRAMENTO, CA 95823-3484
Document Number	0000001386
Instrument Date	Mar 24, 2021
Instrument	202103301386
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 HMBOWNE HOUSE CT, FAIR OAKS, CA 95628

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2021
Property Address	7483 PHAN LN, SACRAMENTO, CA 95823-3484
Document Number	0000001387
Instrument Date	Mar 24, 2021
Instrument	202103301387
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8486 HARBOR HOUSE CT, ELK GROVE, CA 95624-4503
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7483 Phan Ln was $5,125 with a homeowner's exemption, up 1.7% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$471,938 (+2%) Land $108,242 Building $363,696
2025	$5,125.00 (+1.69%) Homeowner's exemption	$462,685 Land $106,120 Building $356,565
2024	$5,040.00 (+2.73%)
2023	$4,906.00 (+1.45%) Homeowner's exemption	$444,720 Land $102,000 Building $342,720
2022	$4,836.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7483 Phan Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7483 Phan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - PARKWAY private · serves 50,646 people · EPA ID CA3410017
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath, GeoLinks, Verizon.

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