7475 Phan Ln, Sacramento, CA 95823 Property Records

Sacramento County property record for 7475 Phan Ln, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,267 sqft · built 2021
Lot Size	0.086 acres (3,737 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jul 2021)
Tax Bill	$4,494 (2025)
Deeds & Mortgages	Jul 2021 Sale Mar 2021 Transfer
Flood Zone	Zone X (moderate risk)
APN	`050-0640-005-0000`

Property Details

APN / Parcel Number

Primary APN	`050-0640-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	1,267 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Material	Other
Lot Area	3,737 sqft (0.086 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	7475 PHAN LN
City	SACRAMENTO
State	CA
Zip	95823-3484
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-7
Legal Description	BOBBY SUBDIVISION, LOT 5, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	BOBBY SUBDIVISION
Legal Lot Number	5
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	5002

Owner

7475 Phan Ln is owned by an individual who bought it in July 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3475 MARSH CREEK WAY, ELK GROVE, CA 95758-4656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Grant Deed, Transfer STEWART TITLE, STEWART TITLE OF SACRAMENTO
Mar 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Deed Book / Page	20210721 / 1192
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	3300000001386
Record Updated	Sep 20, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 21, 2021
Property Address	7475 PHAN LN, SACRAMENTO, CA 95823-3484
Document Number	0000001192
Map Reference	MB 416 MAP 4
Instrument Date	Jul 17, 2021
Instrument	202107211192
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3475 MARSH CREEK WAY, ELK GROVE, CA 95758-4656

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2021
Property Address	7475 PHAN LN, SACRAMENTO, CA 95823-3484
Document Number	0000001386
Instrument Date	Mar 24, 2021
Instrument	202103301386
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6486 HMBOWNE HOUSE CT, FAIR OAKS, CA 95628

Tax Assessment & Valuation

The 2025 property tax bill for 7475 Phan Ln was $4,494, up 1.6% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,910 (+2%) Land $108,242 Building $297,668
2025	$4,494.00 (+1.63%)	$397,952 Land $106,120 Building $291,832
2024	$4,422.00 (+2.72%)
2023	$4,305.00 (+1.37%)	$382,500 Land $102,000 Building $280,500
2022	$4,247.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7475 Phan Ln in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7475 Phan Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - PARKWAY private · serves 50,646 people · EPA ID CA3410017
Water Source	Purchased surface water from CITY OF SACRAMENTO MAIN
Last State Inspection	Mar 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 690 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath, GeoLinks, Verizon.

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