7480 River Shore Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 7480 River Shore Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,431 sqft · built 1987
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Sep 2018)
Tax Bill	$12,694 (2025)
Deeds & Mortgages	Feb 2019 Sale Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-22-0053`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-22-0053`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,431 sqft Living Area
Gross Area	4,997 sqft
1st Floor Area	2,431 sqft
Basement Area	1,444 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	1,026 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	96 sqft
Deck Area	728 sqft
Patio Area	728 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	7480 RIVER SHORE LN
City	CHAMPLIN
State	MN
Zip	55316-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 040 T SUNNY BANKS FARM THAT PART OF LOT 40 AND THE NWLY 34 FT OF LOT 41 AS MEAS AT R/AS TO THE NWLY LINE OF LOT 41 LYING NLY AND NELY OF FOL DESC LINE COM AT MOST WLY T IRREGULAR
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	22
Legal Subdivision	SUNNY BANKS FARM
Legal Block	1
Legal Lot Number	40
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

7480 River Shore Ln is owned and occupied by an individual who acquired it in February 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7480 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 14, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CMNTY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2018 · Amount on File
Deed Sale	Sep 14, 2018 · Amount on File
Prior Sale	Nov 16, 1998 · Amount on File
Deed Document Number	20185561877
Last Transfer Date	Feb 14, 2019
Transfer Doc	0005595339
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Feb 19, 2019
Property Address	7480 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Document Number	0005595339
Instrument Date	Feb 14, 2019
Instrument	5595339
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7480 RIVER SHORE LN CHAMPLIN MN 553162141, CHAMPLIN, MN 55316-2141

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 14, 2018
Property Address	7480 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Document Number	0005561877
Instrument Date	Sep 7, 2018
Instrument	5561877
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,176.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7480 RIVER SHORE LN CHAMPLIN MN 553162141, CHAMPLIN, MN 55316-2141

Mortgage

Document Number	5561878
Date	Sep 14, 2018
Instrument	5561878

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7480 River Shore Ln was $12,694.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,694.00	$941,400 Land $337,500 Building $603,900	$941,400 Land $337,500 Building $603,900
2023	$10,447.00 Homeowner's exemption
2022		$852,000 Land $293,000 Building $559,000	$852,000 Land $293,000 Building $559,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7480 River Shore Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7480 River Shore Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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