7400 River Shore Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 7400 River Shore Ln, Champlin, MN 55316 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,794 sqft · built 1985
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$714,952 (Aug 2019)
Tax Bill	$12,458 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-21-0003`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-21-0003`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,794 sqft Living Area
Gross Area	5,398 sqft
1st Floor Area	1,460 sqft
2nd Floor Area	1,334 sqft
Basement Area	1,336 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	185 ft deep x 86 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	980 sqft

Exterior Amenities

Porch	Enclosed Porch
Porch Area	372 sqft
Deck Area	452 sqft
Patio Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	7400 RIVER SHORE LN
City	CHAMPLIN
State	MN
Zip	55316-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 016 BLOCK 001 A MISSISSIPPI SHORES 86 X 185
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	21
Legal Subdivision	MISSISSIPPI SHORES
Legal Block	1
Legal Lot Number	16
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

Source: Hennepin County records · APN 29-120-21-21-0003

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7400 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
May 22, 2020	Deed of Trust, Mortgage WINGS FIN'L CU
Aug 20, 2019	Grant Deed, Transfer WINGS FIN'L CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	201910691161
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7400 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7400 RIVER SHORE LN, CHAMPLIN, MN 55316-2141

Mortgage

Document Number	0A10993810
Date	Jul 22, 2021
Instrument	A10993810

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7400 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Document Number	0010794176
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7400 RIVER SHORE LN CHAMPLIN MN 553162141, CHAMPLIN, MN 55316-2141

Mortgage

Document Number	0010794176
Date	Jun 03, 2020
Instrument	10794176

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 02, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 20, 2019
Property Address	7400 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Document Number	0010691161
Instrument Date	May 31, 2019
Instrument	10691161
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7400 RIVER SHORE LN CHAMPLIN MN 553162141, CHAMPLIN, MN 55316-2141

Mortgage

Document Number	10691162
Date	Aug 20, 2019
Instrument	10691162

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,458.00 (+23.26%)	$925,600 (+11.92%) Land $375,000 Building $550,600	$925,600 (+11.92%) Land $375,000 Building $550,600
2023	$10,107.00 Homeowner's exemption
2022		$827,000 Land $326,000 Building $501,000	$827,000 Land $326,000 Building $501,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530269061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 316 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250
Lumen Technologies	DSL	140 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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