7474 River Shore Ln, Champlin, MN 55316 Property Records

Hennepin County property record for 7474 River Shore Ln, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,772 sqft · built 1987
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Jan 2021)
Tax Bill	$12,756 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-120-21-21-0006`

Property Details

APN / Parcel Number

Primary APN	`29-120-21-21-0006`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,772 sqft Living Area
Gross Area	4,783 sqft
1st Floor Area	1,718 sqft
2nd Floor Area	1,054 sqft
Basement Area	1,355 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,265 sqft (0.58 acres)
Lot Depth	190 ft Depth
View / Lot	Lake Front
Garage Type	Attached
Garage Area	656 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	292 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	7474 RIVER SHORE LN
City	CHAMPLIN
State	MN
Zip	55316-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 019 BLOCK 001 A MISSISSIPPI SHORES SW75X190X160X200
Legal Range	21
Legal Township	120
Legal Section	29
Legal Quarter	21
Legal Subdivision	MISSISSIPPI SHORES
Legal Block	1
Legal Lot Number	19
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1003
Census Tract	26906

Owner

Source: Hennepin County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7474 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FEDERAL CREDIT UNION
Jan 27, 2021	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2021 · Amount on File
Deed Sale	Jan 27, 2021 · Amount on File
Prior Sale	Oct 9, 1997 · Amount on File
Deed Document Number	202110906744
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Sep 28, 2026
Property Address	7474 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Document Number	0011500140
Instrument Date	Sep 17, 2026
Instrument	202611500140
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7474 RIVER SHORE LN, CHAMPLIN, MN 55316-2141

Mortgage

Document Number	0011500140,
Date	Sep 28, 2026
Instrument	202611500140

Lender

Name	TRUSTONE FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 27, 2021
Property Address	7474 RIVER SHORE LN, CHAMPLIN, MN 55316-2141
Document Number	0A10906744
Instrument Date	Nov 30, 2020
Instrument	A10906744
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7474 RIVER SHORE LN, CHAMPLIN, MN 55316-2141

Mortgage

Document Number	0A10906745
Date	Jan 27, 2021
Instrument	A10906745

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

Mortgage

Document Number	0A10906746
Date	Jan 27, 2021
Instrument	A10906746

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 26, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,756.00 (+23.39%)	$945,600 (+12.04%) Land $393,800 Building $551,800	$945,600 (+12.04%) Land $393,800 Building $551,800
2023	$10,338.00 Homeowner's exemption
2022		$844,000 Land $342,000 Building $502,000	$844,000 Land $342,000 Building $502,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Champlin serves 23,919 people · EPA ID MN1270006
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile.

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