Cuyahoga County property record for 7480 Oval Dr, Independence, OH 44131
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,305 sqft · built 1949 |
| Lot Size | 0.459 acres (19,992 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Jun 2024) |
| Tax Bill | $3,855 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2023 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 563-18-027 |
| Primary APN | 563-18-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 2,645 sqft |
| 1st Floor Area | 870 sqft |
| 2nd Floor Area | 435 sqft |
| Basement Area | 870 sqft |
| Finished Basement | 435 sqft |
| Unfinished Basement | 435 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,992 sqft (0.459 acres) |
| Lot Dimensions | 238 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 382 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 7480 OVAL DR |
|---|---|
| City | INDEPENDENCE |
| State | OH |
| Zip | 44131-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U-1 |
| Legal Description | 3-28 SCENICHI 0038 ALL |
| Legal Subdivision | VAN AKEN & STROCK COS SCENIC |
| Legal Lot Number | 38 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 156102 |
7480 Oval Dr is owned and occupied by two individuals who bought it in June 2024.
Source: Cuyahoga County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7480 OVAL DR, INDEPENDENCE, OH 44131-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 15, 2023 | Warranty Deed, Construction Loan · Construction Mortgage MCU FINANCIAL CENTER CU |
| Nov 6, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 21, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on File |
| Deed Sale | Jun 12, 2024 · Amount on File |
| Prior Sale | Dec 15, 2023 · Amount on File |
| Deed Document Number | 2024391 |
| Prior Transfer Date | Sep 19, 2023 |
| Prior Transfer Doc | 0000000465 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7480 OVAL DR, INDEPENDENCE, OH 44131-6315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 7480 OVAL DR, INDEPENDENCE, OH 44131-6315 |
| Document Number | 0000000222 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 202509170222 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Dec 15, 2023 |
| Property Address | 7480 OVAL DR, INDEPENDENCE, OH 44131-6315 |
| Document Number | 0000000434 |
| Map Reference | VOL 100 PG 32 |
| Instrument Date | Dec 11, 2023 |
| Instrument | 202312150434 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 8, 2024 |
| Title Company | TITLE COMPANY/MI, TITLE CO TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1359 WEST BLVD, CLEVELAND, OH 44102-1772 |
| Document Number | 0000000435 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 202312150435 |
| Name | MCU FINANCIAL CENTER CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Nov 6, 2023 |
| Property Address | 7480 OVAL DR, INDEPENDENCE, OH 44131-6315 |
| Document Number | 0000000562 |
| Map Reference | VOL 100 PG 32 |
| Instrument Date | Oct 16, 2023 |
| Instrument | 202311060562 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Sep 21, 2023 |
| Property Address | 7480 OVAL DR, INDEPENDENCE, OH 44131-6315 |
| Document Number | 0000000465 |
| Map Reference | VOL 100 PG 32 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 202309210465 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
The 2025 property tax bill for 7480 Oval Dr was $3,855, down 3.5% from the year before.
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Independence City |
| Unified School District | Independence Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,855.00 (-3.48%) | $81,550 (-0.01%) Land $17,815 Building $63,735 | $233,000 (-) Land $50,900 Building $182,100 |
| 2024 | $3,994.00 (+20.74%) | $81,560 (+29.75%) Land $17,820 Building $63,740 | $233,000 Land $50,900 Building $182,100 |
| 2023 | $3,308.00 (+0.55%) Homeowner's exemption | $62,860 (-) Land $17,220 Building $45,640 | |
| 2022 | $3,290.00 Homeowner's exemption | $62,860 Land $17,220 Building $45,640 | |
| 2021 | $179,600 Land $49,200 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7480 Oval Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–1980) |
| Most Recent Claim | Jan 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7480 Oval Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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