7472 Oval Dr, Independence, OH 44131 Property Records

Cuyahoga County property record for 7472 Oval Dr, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,178 sqft · built 1951
Lot Size	0.401 acres (17,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Apr 2016)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`563-18-028`

Property Details

APN / Parcel Number

Primary APN	`563-18-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,178 sqft Living Area
1st Floor Area	1,178 sqft
Basement Area	1,178 sqft
Finished Basement	353 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,472 sqft (0.401 acres)
Lot Dimensions	192 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	324 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	7472 OVAL DR
City	INDEPENDENCE
State	OH
Zip	44131-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	3-28 SCENICHI 0037 ALL
Legal Subdivision	SCENIC HIGHLANDS
Legal Tract	3
Legal Lot Number	37
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2009
Census Tract	156102

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7472 OVAL DR, INDEPENDENCE, OH 44131-6315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Prior Sale	Apr 22, 2016 · Amount on Record
Deed Document Number	0004220888
Last Transfer Date	Jul 29, 2016
Transfer Doc	0007290166
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7472 OVAL DR, INDEPENDENCE, OH 44131-6315
Document Number	0008240432
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7472 OVAL DR INDEPENDENCE OH 441316315, INDEPENDENCE, OH 44131-6315

Mortgage

Document Number	0008240432
Date	Aug 24, 2020
Instrument	8240432

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,703.00 (-3.47%) Homeowner's exemption	$80,220 (-) Land $17,710 Building $62,510
2024	$3,836.00 (+1.59%) Homeowner's exemption	$80,220 (+11.8%) Land $17,710 Building $62,510	$229,200 (+11.8%) Land $50,600 Building $178,600
2023	$3,776.00 (+0.56%) Homeowner's exemption	$71,750 (-) Land $17,080 Building $54,670
2022	$3,755.00 Homeowner's exemption	$71,750 Land $17,080 Building $54,670
2021			$205,000 Land $48,800 Building $156,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1979–1980)
Most Recent Claim	Jan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20