7464 Oval Dr, Independence, OH 44131 Property Records

Cuyahoga County property record for 7464 Oval Dr, Independence, OH 44131

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,212 sqft · built 2019
Lot Size0.351 acres (15,288 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Jul 1999)
Tax Bill$5,817 (2025)
Deeds & MortgagesApr 2022 Line of Credit
Feb 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN563-18-029

Property Details

APN / Parcel Number

Primary APN563-18-029

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,212 sqft Living Area
Gross Area4,032 sqft
1st Floor Area1,232 sqft
2nd Floor Area980 sqft
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,288 sqft (0.351 acres)
Lot Dimensions270 ft deep x 100 ft wide
Garage TypeAttached
Garage Area588 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address7456 OVAL DR
CityINDEPENDENCE
StateOH
Zip44131-6315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU-1
Legal Description3-28 SCENICHI 0036 ALL
Legal SubdivisionSCENIC HIGHLANDS
Legal Lot Number36
JurisdictionCUYAHOGA OH
Township / Civil DivisionINDEPENDENCE
Census Block Group2
Census Block2009
Census Tract156102

Owner

7464 Oval Dr is owned by two individuals who acquired it in July 2020.

Source: Cuyahoga County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Mailing Address7464 OVAL DR, INDEPENDENCE, OH 44131-6315
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Feb 25, 2021Deed of Trust, Mortgage · Line of Credit
UNITED WHOLESALE MORTGAGE
Jul 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 17, 2019Trustee's Deed, Construction Loan · Construction Mortgage
FIRST FED'L S&L/LAKEWOOD
Nov 28, 2017Warranty Deed, Transfer
NORTH STAR TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 1999 · Amount on File
Deed SaleJul 26, 1999 · Amount on File
Prior SaleApr 1, 1985
Deed Document Number1999742
Last Transfer DateJul 7, 2020
Transfer Doc0000000077
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address7464 OVAL DR, INDEPENDENCE, OH 44131-6315
Transaction TypeMortgage
Record UpdatedMay 13, 2022
Title CompanyTHIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

NameVerified Name
Address7464 OVAL DR, INDEPENDENCE, OH 44131-6315

Mortgage

Document Number0000000773
DateApr 13, 2022
Instrument202204130773
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueApr 5, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address7464 OVAL DR, INDEPENDENCE, OH 44131-6315
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000094
DateFeb 25, 2021
Instrument202102250094
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueJan 1, 2051

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUYAHOGA OH
Recording DateJul 17, 2020
Property Address7464 OVAL DR, INDEPENDENCE, OH 44131-6315
Document Number0007170077
Instrument DateJul 7, 2020
Instrument7170077
Transaction TypeTransfer
Record UpdatedAug 7, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7464 OVAL DR INDEPENDENCE OH 441316315, INDEPENDENCE, OH 44131-6315

July 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionCUYAHOGA OH
Recording DateJul 17, 2019
Property Address7464 OVAL DR, INDEPENDENCE, OH 44131-6315
Document Number0007170360
Instrument DateJul 13, 2019
Instrument7170360
Transaction TypeConstruction Loan
Record UpdatedAug 1, 2019
Title CompanyPATRIOT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address36 OVAL DR INDEPENDENCE OH 44131, INDEPENDENCE, OH 44131

Mortgage

Document Number7170360
DateJul 17, 2019
Instrument7170360
Lender
NameFIRST FED'L S&L/LAKEWOOD
TypeFederal Savings Bank
AddressLAKEWOOD, OH 44107
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueJul 16, 2049

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateNov 28, 2017
Property Address7464 OVAL DR, INDEPENDENCE, OH 44131-6315
Document Number0011280651
Instrument DateNov 27, 2017
Instrument11280651
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanyNORTH STAR TITLE AGENCY INC

Transaction

AmountAmount on Record
Tax$215.20
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6795 PARKGATE OVAL SEVEN HILLS OH 441313629, SEVEN HILLS, OH 44131-3629

Tax Assessment & Valuation

The 2025 property tax bill for 7464 Oval Dr was $5,817, down 3.5% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityIndependence City
Unified School DistrictIndependence Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,817.00 (-3.47%) Homeowner's exemption$126,000 (-0.01%) Land $9,835 Building $116,165$360,000 (-) Land $28,100 Building $331,900
2024$6,026.00 (+7.11%) Homeowner's exemption$126,010 (+17.88%) Land $9,840 Building $116,170$360,000 Land $28,100 Building $331,900
2023$5,626.00 (+0.55%) Homeowner's exemption$106,900 (-) Land $8,020 Building $98,880
2022$5,595.00 Homeowner's exemption$106,900 Land $8,020 Building $98,880
2021$305,400 Land $22,900 Building $282,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7464 Oval Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1979–1980)
Most Recent ClaimJan 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7464 Oval Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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