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7457 Bent Tree Loop, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 7457 Bent Tree Loop, Harmony, FL 34773 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2024
Square Footage2,211 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$423,900 (2024)
Tax Bill$3,617.00 (2025)

Property Details

APN / Parcel Number

Primary APN32-26-32-3596-000M-0070
Alternative APN
  • 2632323596000M0070

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,211 sqft Living Area
Gross Area2,790 sqft Gross Area
1st Floor930 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Architectural StyleConventional Style
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area105 sqft Porch

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address7457 BENT TREE LOOP
CityHARMONY
StateFL
Zip34773-6201
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK M LOT 7
Legal SubdivisionHARMONY CENTRAL PHASE 1
Legal BlockM
Legal Lot Number7
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2087
Census Tract43801

Owner

Source: Osceola County records · APN 32-26-32-3596-000M-0070

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7457 BENT TREE LOOP, HARMONY, FL 34773-6201
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIDELITY BANK
Oct 01, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ACOPIA LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2024 · Amount on Record
Deed SaleOct 01, 2024 · Amount on Record
Deed Doc Number2024125713
Deed Book / Page6673 / 255
Record RefreshedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateMay 19, 2026
Property Address7457 BENT TREE LOOP, HARMONY, FL 34773-6201
Document Number0000065807
Book / Page6973 / 1913
Instrument DateMay 12, 2026
Instrument202665807
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2935 SW 36TH AVE, MIAMI, FL 33133-3411

Mortgage

Document Number0000065807,
DateMay 19, 2026
Book Page6973/1913
Instrument202665807
Lender
NameFIDELITY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

October 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 01, 2024
Property Address7457 BENT TREE LOOP, HARMONY, FL 34773-6201
Document Number0066730255
Book / Page6673 / 255
Map ReferenceMB 32 PG 120-133
Instrument DateSep 26, 2024
Instrument2024125713
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanySOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,967.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

NameVerified Name
Address7457 BENT TREE LOOP, HARMONY, FL 34773-6201

Mortgage

Document Number2024125714
DateOct 01, 2024
Instrument2024125714
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2054

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,617.00 (+418.19%)$250,507 (+401.01%)$346,200 (+592.4%) Land $60,000 Building $286,200
2023$698.00 (+1,044.26%)$50,000 (+1,036.36%) Land $50,000$50,000 (+1,036.36%) Land $50,000
2022$61.00$4,400 Land $4,400$4,400 Land $4,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskVery High
above 91% of the US · above 85% of Florida
Wildfire LikelihoodAbout 1 in 72 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

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