7472 Stephen St, Maineville, OH 45039 Property Records

Warren County property record for 7472 Stephen St, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1965
Lot Size	0.519 acres (22,500 sqft)
Owner	Individual Name on File
Last Sale	$225,500 (Mar 2022)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-152-007-0`

Property Details

APN / Parcel Number

Primary APN	`16-04-152-007-0`
Alternative APNs	`1604152007` `2800705`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	1,000 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	22,500 sqft (0.519 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	25 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2800705
Street Address	7472 STEPHEN ST
City	MAINEVILLE
State	OH
Zip	45039-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAN MAR 2 LOT 76
Legal Subdivision	RAN MAR 2
Legal Block	705
Legal Lot Number	76
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1038
Census Tract	32203

Owner

Source: Warren County records, as of May 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7472 STEPHEN ST, MAINEVILLE, OH 45039-9623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 15, 2020	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	202210667
Last Transfer Date	Mar 31, 2026
Transfer Doc	0000010338
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN OH
Recording Date	Apr 20, 2026
Property Address	7472 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000010338
Instrument Date	Mar 31, 2026
Instrument	202610338
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7472 STEPHEN ST, MAINEVILLE, OH 45039-9623

Mortgage

Document Number	0000010339,
Date	Apr 20, 2026
Instrument	202610339

Lender

Name	ROYAL UNITED MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Mar 29, 2022
Property Address	7472 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000010667
Map Reference	MB 5 PG 18
Instrument Date	Mar 24, 2022
Instrument	2022-010667
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7472 STEPHEN ST, MAINEVILLE, OH 45039-9623

Mortgage

Document Number	0000010668
Date	Mar 29, 2022
Instrument	2022-010668

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	May 15, 2020
Property Address	7472 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000016121
Map Reference	MB 5 PG 18
Instrument Date	May 8, 2020
Instrument	2020-016121
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016122
Date	May 15, 2020
Instrument	2020-016122

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (-1.87%)	$53,000 (+22.69%) Land $18,900 Building $34,100	$151,440 (+22.7%) Land $54,000 Building $97,440
2024	$2,729.00 (+10.4%)
2023	$2,472.00 (+1.69%) Homeowner's exemption	$43,197 (-) Land $12,915 Building $30,282
2022	$2,431.00 Homeowner's exemption	$43,197 Land $12,915 Building $30,282	$123,420 (-) Land $36,900 Building $86,520
2021			$123,420 Land $36,900 Building $86,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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