7436 Stephen St, Maineville, OH 45039 Property Records

Warren County property record for 7436 Stephen St, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1965
Lot Size	0.519 acres (22,500 sqft)
Owner	Individual Name on File
Last Sale	$389,900 (Jun 2026)
Tax Bill	$2,383 (2025)
Deeds & Mortgages	Jun 2024 Line of Credit Dec 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`16-04-152-005-0`

Property Details

APN / Parcel Number

Primary APN	`16-04-152-005-0`
Alternative APNs	`1604152005` `2800322`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,800 sqft
1st Floor Area	1,500 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Lot Area	22,500 sqft (0.519 acres)
Lot Dimensions	225 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2800322
Street Address	7436 STEPHEN ST
City	MAINEVILLE
State	OH
Zip	45039-9623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAN MAR 2 LOT 78
Legal Subdivision	RAN MAR 2
Legal Block	322
Legal Lot Number	78
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1038
Census Tract	32203

Owner

7436 Stephen St is owned and occupied by an individual who bought it in June 2026.

Source: Warren County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2024	Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU
Dec 15, 2022	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Nov 15, 2024	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE INC
Jun 9, 2026	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 7, 2022	Warranty Deed, Transfer · VA Mortgage VAN DYK MORTGAGE CORP
Jan 10, 2022	Affidavit of Death of Joint Tenant, Transfer
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK
Jul 11, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Prior Sale	Apr 7, 2022 · Amount on File
Deed Document Number	202615796
Prior Transfer Date	Aug 12, 2005
Prior Transfer Doc	0039980356
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623

Mortgage

Document Number	0000011865
Date	Jun 5, 2024
Instrument	2024-011865

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 31, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037087
Date	Dec 15, 2022
Instrument	2022-037087

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	297 Months
Due	Sep 25, 2047

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Transaction Type	Mortgage
Record Updated	Jun 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623

Mortgage

Document Number	0000026007
Date	Nov 15, 2024
Instrument	2024-026007

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 9, 2026
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000015796
Instrument Date	Jun 5, 2026
Instrument	202615796
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	PRODIGY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,139.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015797,
Date	Jun 9, 2026
Instrument	202615797

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Mortgage

Document Number	0000015798,
Date	Jun 9, 2026
Instrument	202615798

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.23%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Apr 7, 2022
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000011804
Map Reference	MB 5 PG 18
Instrument Date	Apr 5, 2022
Instrument	2022-011804
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623

Mortgage

Document Number	0000011805
Date	Apr 7, 2022
Instrument	2022-011805

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WARREN OH
Recording Date	Jan 10, 2022
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000001407
Map Reference	MB 5 PG 18
Instrument Date	Jan 7, 2022
Instrument	2022-001407
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9614 SWIGERT RD, LOVELAND, OH 45140-6613

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000003069
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 21, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7436 STEPHEN ST MAINEVILLE OH 450399623, MAINEVILLE, OH 45039-9623

Mortgage

Document Number	0000003069
Date	Feb 6, 2019
Instrument	3069

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2049

Interest

Rate Type	Adjustable Rate

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	WARREN OH
Recording Date	Jul 11, 2018
Property Address	7436 STEPHEN ST, MAINEVILLE, OH 45039-9623
Document Number	0000019419
Instrument Date	Jul 9, 2018
Instrument	19419
Transaction Type	Transfer
Record Updated	Jul 26, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7436 STEPHEN ST MAINEVILLE OH 450399623, MAINEVILLE, OH 45039-9623

Tax Assessment & Valuation

The 2025 property tax bill for 7436 Stephen St was $2,383, down 3.1% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,383.00 (-3.13%)	$67,340 Land $18,900 Building $48,440	$192,390 Land $54,000 Building $138,390
2024	$2,460.00 (-23%)
2023	$3,195.00 (+1.53%) Homeowner's exemption	$55,913 (-) Land $12,915 Building $42,998
2022	$3,147.00 Homeowner's exemption	$55,913 Land $12,915 Building $42,998	$159,750 (-) Land $36,900 Building $122,850
2021			$159,750 Land $36,900 Building $122,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7436 Stephen St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7436 Stephen St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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