7461 Stephen St, Maineville, OH 45039 Property Records

Warren County property record for 7461 Stephen St, Maineville, OH 45039

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,680 sqft · built 1964
Lot Size	0.575 acres (25,000 sqft)
Owner	Individual Name on Record
Last Sale	$169,500 (Jun 2019)
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04-151-018-0`

Property Details

APN / Parcel Number

Primary APN	`16-04-151-018-0`
Alternative APNs	`1604151018` `2802074`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,680 sqft
Family Room	Family Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Brick
Lot Area	25,000 sqft (0.575 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	180 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2802074
Street Address	7461 STEPHEN ST
City	MAINEVILLE
State	OH
Zip	45039-9659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAN MAR 2 LOT 89
Legal Subdivision	RAN MAR 2
Legal Block	74
Legal Lot Number	89
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1037
Census Tract	32203

Owner

Source: Warren County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7461 STEPHEN ST, MAINEVILLE, OH 45039-9659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2019	Warranty Deed, Transfer · FHA Mortgage VAN DYK MTG
Mar 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage KEMBA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Aug 8, 2003 · Amount on Record
Deed Document Number	201916356
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Jun 21, 2019
Property Address	7461 STEPHEN ST, MAINEVILLE, OH 45039-9659
Document Number	0000016356
Instrument Date	Jun 14, 2019
Instrument	16356
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7461 STEPHEN ST MAINEVILLE OH 450399659, MAINEVILLE, OH 45039-9659

Mortgage

Document Number	16357
Date	Jun 21, 2019
Instrument	16357

Lender

Name	VAN DYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	7461 STEPHEN ST, MAINEVILLE, OH 45039-9659
Document Number	0000008062
Instrument Date	Mar 16, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	TECHNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7461 STEPHEN ST MAINEVILLE OH 450399659, MAINEVILLE, OH 45039-9659

Mortgage

Document Number	0000008062
Date	Mar 23, 2018
Instrument	8062

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 22, 2033

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Kings Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (+5.75%)	$77,610 (+19.72%) Land $18,900 Building $58,710	$221,740 (+19.72%) Land $54,000 Building $167,740
2023	$3,702.00 (+1.45%) Homeowner's exemption	$64,824 (-) Land $12,915 Building $51,909
2022	$3,649.00 Homeowner's exemption	$64,824 Land $12,915 Building $51,909	$185,210 (-) Land $36,900 Building $148,310
2021			$185,210 Land $36,900 Building $148,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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