7472 Avoca Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7472 Avoca Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1983
Lot Size	2.92 acres (127,195 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Dec 2015)
Tax Bill	$2,141 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-15-006-4003-300`

Property Details

APN / Parcel Number

Primary APN	`74-15-006-4003-300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	1,728 sqft
Basement Area	3,456 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	127,195 sqft (2.92 acres)
Lot Dimensions	330 ft deep x 385 ft wide
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7472 AVOCA RD
City	CLYDE
State	MI
Zip	48049-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG AT SW SEC COR, TH E 385', TH N 0D 6M 29S W 330', TH W 385', TH S 0D 6M 29S E 330' TO BEG SECTION 6 T7N R16E 2.92 A
Legal Range	16E
Legal Township	07N
Legal Section	06
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2024
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7472 AVOCA RD, CLYDE, MI 48049-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit ADVIA CU
May 16, 2022	Quit Claim Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2015 · Amount on Record
Deed Sale	Dec 9, 2015 · Amount on Record
Prior Sale	Dec 1, 2014 · Amount on Record
Deed Book / Page	4665 / 176
Last Transfer Date	May 9, 2022
Transfer Doc	0000552255
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7472 AVOCA RD, CLYDE, MI 48049-1603
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7472 AVOCA RD, CLYDE, MI 48049-1603

Mortgage

Document Number	0005887641
Date	Jan 12, 2026
Book Page	5887/641
Instrument	2026000598

Lender

Name	ADVIA CU
Type	Credit Union
Address	6400 W MAIN ST, KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 11, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	May 16, 2022
Property Address	7472 AVOCA RD, CLYDE, MI 48049-1603
Document Number	0000552255
Book / Page	5522 / 55
Instrument Date	May 9, 2022
Instrument	2022012157
Transaction Type	Transfer
Record Updated	Jun 3, 2022
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7472 AVOCA RD, 7472, CLYDE, MI 48049-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7472 AVOCA RD, CLYDE, MI 48049-1603

Mortgage

Document Number	2022012158
Date	May 16, 2022
Instrument	2022012158

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,700 (+4.32%)	$241,400 (+4.32%)
2025	$2,141.00 (+2.2%) Homeowner's exemption	$115,700 (+13.21%)
2024	$2,095.00 (+13.49%)		$231,400 (+13.21%)
2023		$102,200
2022	$1,846.00		$204,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

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