7414 Avoca Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7414 Avoca Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2002
Lot Size	2.82 acres (122,839 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Sep 2012)
Tax Bill	$2,219 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-006-4003-600`

Property Details

APN / Parcel Number

Primary APN	`74-15-006-4003-600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	122,839 sqft (2.82 acres)
Lot Dimensions	330 ft deep x 371 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7414 AVOCA RD
City	CLYDE
State	MI
Zip	48049-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG E 1045' FROM SW SEC COR, TH E 371.65', TH N 0D 0M 35S W 330', TH W 372.18', TH S 0D 6M 29S E 330' TO BEG SECTION 6 T7N
Legal Range	16E
Legal Township	07N
Legal Section	06
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2024
Census Tract	633200

Owner

7414 Avoca Rd is owned and occupied by two individuals who acquired it in May 2019.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7414 AVOCA RD, CLYDE, MI 48049-1603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHOICEONE BANK
Jun 5, 2019	Quit Claim Deed, Transfer · Conventional Mortgage LAKESTONE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2012 · Amount on File
Deed Sale	Sep 27, 2012 · Amount on File
Prior Sale	Jul 24, 2008 · Amount on File
Deed Document Number	201224752
Deed Book / Page	4303 / 592
Last Transfer Date	May 29, 2019
Transfer Doc	0005063221
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7414 AVOCA RD, CLYDE, MI 48049-1603
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7414 AVOCA RD, CLYDE, MI 48049-1603

Mortgage

Document Number	5408615
Date	Aug 16, 2021
Book Page	5408/615
Instrument	2021023440

Lender

Name	CHOICEONE BANK
Type	Bank
Address	EMMETT, MI 48022

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Jul 3, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	7414 AVOCA RD, CLYDE, MI 48049-1603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7414 AVOCA RD, CLYDE, MI 48049-1603

Mortgage

Document Number	0052820685
Date	Dec 3, 2020
Book Page	5282/685
Instrument	2020030653

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Nov 1, 2035

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 5, 2019
Property Address	7414 AVOCA RD, CLYDE, MI 48049-1603
Document Number	0050630221
Book / Page	005063 / 000221
Instrument Date	May 29, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7414 AVOCA RD CLYDE MI 480491603, CLYDE, MI 48049-1603

Mortgage

Document Number	50630224
Date	Jun 5, 2019
Book Page	005063/000224

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 4, 2034

Mortgage

Document Number	50630235,
Date	Jun 5, 2019
Book Page	005063/000235

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 4, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 7414 Avoca Rd was $2,219 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,300 (+6.24%)	$272,600
2025	$2,219.00 (+2.26%) Homeowner's exemption	$128,300
2024	$2,170.00		$256,600
2023		$115,100
2022	$1,976.00		$230,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7414 Avoca Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7414 Avoca Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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