7448 Avoca Rd, Clyde (North Street), MI 48049 Property Records

St. Clair County property record for 7448 Avoca Rd, Clyde, MI 48049

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2001
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Sep 2025)
Tax Bill	$1,941 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-15-006-4003-400`

Property Details

APN / Parcel Number

Primary APN	`74-15-006-4003-400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	330 ft deep x 330 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7448 AVOCA RD
City	CLYDE
State	MI
Zip	48049-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	BEG E 385' FROM SW SEC COR, TH E 330', TH N 0D 6M 29S W 330', TH W 330', TH S 0D 6M 29S E 330' TO BEG SECTION 6 T7N R16E 2.5
Legal Range	16E
Legal Township	07N
Legal Section	06
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2024
Census Tract	633200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	50300 NORTH AVE, MACOMB, MI 48042-4616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 23, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 25, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2025 · Amount on Record
Deed Sale	Sep 23, 2025 · Amount on Record
Deed Document Number	202518062
Deed Book / Page	5853 / 948
Prior Transfer Date	Feb 17, 2022
Prior Transfer Doc	0005491480
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 7, 2026
Property Address	7448 AVOCA RD, CLYDE, MI 48049-1603
Document Number	0000009279
Book / Page	5921 / 934
Instrument Date	Apr 30, 2026
Instrument	20269279
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7448 AVOCA RD, CLYDE, MI 48049-1603

Mortgage

Document Number	0000009279,
Date	May 7, 2026
Book Page	5921/934
Instrument	20269279

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 23, 2025
Property Address	7448 AVOCA RD, CLYDE, MI 48049-1603
Document Number	0005853948
Book / Page	5853 / 948
Instrument Date	Aug 28, 2025
Instrument	2025018062
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	PLATINUMFIRST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,137.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4100 PINE GROVE AVE, FORT GRATIOT, MI 48059-3836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50300 NORTH AVE, MACOMB, MI 48042-4616

Mortgage

Document Number	2025016449
Date	Sep 23, 2025
Instrument	2025016449

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 25, 2022
Property Address	7448 AVOCA RD, CLYDE, MI 48049-1603
Document Number	0005491480
Book / Page	5491 / 480
Instrument Date	Feb 17, 2022
Instrument	2022004634
Transaction Type	Transfer
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7448 AVOCA RD, 7448, CLYDE, MI 48049-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 PINE GROVE AVE, FORT GRATIOT, MI 48059-3836

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clyde Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,100 (+9.28%)	$266,200 (+9.28%)
2025	$1,941.00 (+2.32%) Homeowner's exemption	$121,800 (+10.53%)
2024	$1,897.00 (+9.78%)		$243,600 (+10.53%)
2023		$110,200
2022	$1,728.00		$220,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Mercury Fiber, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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