747 Franklin Ests, Petoskey, MI 49770 Property Records

Emmet County property record for 747 Franklin Ests, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	2 ba · 1,456 sqft · built 2016
Lot Size	0.84 acres (36,596 sqft)
Owner	2 Individual Names on File
Last Sale	$97,620 (Jul 2018)
Tax Bill	$2,392 (2024)
Deeds & Mortgages	May 2021 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-17-33-451-120`

Property Details

APN / Parcel Number

Primary APN	`14-17-33-451-120`

Interior

Full Baths	2 Baths
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	36,596 sqft
Garage Area	672 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	747 FRANKLIN ESTS
City	PETOSKEY
State	MI
Zip	49770-7630
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-2
Legal Description	FRANKLIN ESTATES CONDO, PLAN #335, UNIT 20. SECTION 33, T35N, R4W
Legal Range	04W
Legal Township	35N
Legal Section	33
Legal Subdivision	FRANKLIN ESTATES
Legal Unit	20
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	3
Census Block	3027
Census Tract	970500

Owner

747 Franklin Ests, a condominium, is owned and occupied by two individuals who bought it in July 2018.

Source: Emmet County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	747 FRANKLIN ESTS, PETOSKEY, MI 49770-7630
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL
Jul 10, 2018	Deed of Trust, Mortgage PAYETTE FINANCIAL SVC
Jul 10, 2018	Warranty Deed, Transfer
Jul 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2018 · Amount on File
Deed Sale	Jul 10, 2018 · Amount on File
Prior Sale	Jul 10, 2018 · Amount on File
Deed Document Number	20185157786
Deed Book / Page	1204 / 890
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	747 FRANKLIN ESTS, PETOSKEY, MI 49770-7630
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 FRANKLIN ESTS, PETOSKEY, MI 49770-7630

Mortgage

Document Number	0000001232/0000000853
Date	May 6, 2021
Book Page	0000001232/0000000853
Instrument	5185818

Lender

Name	CARDINAL FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	747 FRANKLIN ESTS, PETOSKEY, MI 49770-7630
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001204/0000000891
Date	Jul 10, 2018
Book Page	0000001204/0000000891
Instrument	000005157787

Lender

Name	PAYETTE FINANCIAL SVC

Agreement

Amount	Amount on Record
Term	54 Months
Due	Jan 1, 2023

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 10, 2018
Property Address	747 FRANKLIN ESTS, PETOSKEY, MI 49770-7630
Document Number	1204/889
Book / Page	1204 / 889
Instrument	000005157785
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 512, EAST JORDAN, MI 49727-0512

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jul 10, 2018
Property Address	747 FRANKLIN ESTS, PETOSKEY, MI 49770-7630
Document Number	1204/890
Book / Page	1204 / 890
Instrument Date	Jul 9, 2018
Instrument	000005157786
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 FRANKLIN ESTS, PETOSKEY, MI 49770-7630

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$144,700 Land $144,700	$289,400 Land $289,400
2024	$2,392.00
2023		$104,200 Land $104,200	$208,400 Land $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 747 Franklin Ests in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 747 Franklin Ests is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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