746 Windlass Way, Sanibel, FL 33957 Property Records

Lee County property record for 746 Windlass Way, Sanibel, FL 33957

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,615 sqft · built 1974
Lot Size	0.311 acres (13,547 sqft)
Owner	Company Name on File
Last Sale	$2,150,000 (May 2022)
Tax Bill	$11,756 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2026 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`20-46-23-T4-00002.0460`

Property Details

APN / Parcel Number

Primary APN	`20-46-23-T4-00002.0460`
Alternative APNs	`232046T4000020460` `10126338`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,615 sqft Living Area
Gross Area	4,277 sqft
1st Floor Area	2,615 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Concrete
Lot Area	13,547 sqft (0.311 acres)
Lot Dimensions	135 ft deep x 100 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Screened/Unfinished Porch
Porch Area	372 sqft
Patio Area	621 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10126338
Street Address	746 WINDLASS WAY
City	SANIBEL
State	FL
Zip	33957-4918
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT INTERSEC S YACHTSMANS DR + SR 867 TH LOT 22 BLK 3 ANCHORS AWEIGH
Legal Range	23E
Legal Township	46S
Legal Section	20
Legal Subdivision	SANIBEL ESTATES; BEACH RD TO ANCHOR DR
Legal Tract	T4
Legal Block	3
Legal Lot Number	22
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1016
Census Tract	80202

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	10350 VIA BALESTRI DR, MIROMAR LAKES, FL 33913-8958
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Correction Deed ACCOMODATION, ACCOMMODATION
Feb 20, 2026	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage SANIBEL CAPTIVA COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Jun 16, 2016 · Amount on File
Deed Document Number	2022180736
Last Transfer Date	Mar 12, 2026
Transfer Doc	0000065976
Record Updated	Oct 29, 2026

March 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LEE FL
Recording Date	Mar 16, 2026
Property Address	746 WINDLASS WAY, SANIBEL, FL 33957-4918
Document Number	0000065976
Instrument Date	Mar 12, 2026
Instrument	2026000065976
Record Updated	Mar 27, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10350 VIA BALESTRI DR, MIROMAR LAKES, FL 33913-8958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10350 VIA BALESTRI DR, MIROMAR LAKES, FL 33913-8958

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Feb 20, 2026
Property Address	746 WINDLASS WAY, SANIBEL, FL 33957-4918
Document Number	0000045040
Instrument Date	Feb 18, 2026
Instrument	2026000045040
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10350 VIA BALESTRI DR, MIROMAR LAKES, FL 33913-8958

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10350 VIA BALESTRI DR, MIROMAR LAKES, FL 33913-8958

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	746 WINDLASS WAY, SANIBEL, FL 33957-4918
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 LONGMEADOW RD, WINNETKA, IL 60093-3500

Mortgage

Document Number	0000180737
Date	May 31, 2022
Instrument	2022000180737

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	Other
Max Rate	8.87%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	746 WINDLASS WAY, SANIBEL, FL 33957-4918
Transaction Type	Mortgage
Record Updated	Feb 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	746 WINDLASS WAY, SANIBEL, FL 33957-4918

Mortgage

Document Number	0000049295
Date	Feb 11, 2022
Instrument	2022000049295

Lender

Name	SANIBEL CAPTIVA COMMUNITY BANK
Type	Bank
Address	SANIBEL, FL 33957

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.37%
Index	Other
Margin	1
Max Rate	10.3%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Sanibel City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,082,254 (+38.41%) Land $688,307 Building $393,947	$1,082,254 (+38.41%) Land $688,307 Building $393,947
2025	$11,756.00 (-22.73%)	$781,897 (-23.65%) Land $781,887 Building $10	$781,897 (-23.65%) Land $781,887 Building $10
2023	$15,215.00 (-3.56%)	$1,024,102 (-24.15%) Land $1,024,092 Building $10	$1,024,102 (-24.15%) Land $1,024,092 Building $10
2022	$15,777.00	$1,350,181 Land $646,531 Building $703,650	$1,350,181 Land $646,531 Building $703,650

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 465 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,022 units insured incl. 557 condo units
Nearby Flood Claims	1,006 (1982–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Nov 2022 · 288 claims Hurricane Ian, Oct 2022 · 277 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 184 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	3,000 / 3,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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