746 Prospect St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 746 Prospect St, Chicopee, MA 01020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1957
Lot Size0.1 acres (4,335 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Aug 2020)
Tax Bill$3,214 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
Sep 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN689-00034

Property Details

APN / Parcel Number

Primary APN689-00034
Alternative APN
  • CHIC M:0689 P:00034

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area1,664 sqft
1st Floor Area912 sqft
Basement Area576 sqft
Unfinished Basement576 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,335 sqft (0.1 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number689-00034
Street Address746 PROSPECT ST
CityCHICOPEE
StateMA
Zip01020-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code7
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group2
Census Block2014
Census Tract811301

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address746 PROSPECT ST, CHICOPEE, MA 01020-3003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
MOVEMENT MORTGAGE
Sep 24, 2019Foreclosure
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleSep 24, 2019 · Amount on Record
Deed Document Number202044577
Deed Book / Page23364 / 23
Prior Transfer DateJun 15, 2020
Prior Transfer Doc23364-23
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateAug 14, 2020
Property Address746 PROSPECT ST, CHICOPEE, MA 01020-3003
Document Number23364-23
Book / Page23364 / 23
Instrument DateJun 15, 2020
Instrument44577
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 SKINNER LN, SOUTH HADLEY, MA 01075-1235

Mortgage

Document Number44578
DateAug 14, 2020
Instrument44578
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

September 2019: Foreclosure

Document TypeForeclosure
JurisdictionCHICOPEE MA
Recording DateSep 24, 2019
Property Address746 PROSPECT ST, CHICOPEE, MA 01020-3003
Document Number22867-540
Book / Page022867 / 000540
Instrument DateJul 23, 2019
Instrument55065
Transaction TypeForeclosure
Record UpdatedOct 8, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$881.05
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,214.00 (+5.27%)$210,900 (+4.72%) Land $86,200 Building $124,700$276,080 (+18.04%)
2025$3,053.00 (+5.42%)$201,400 (+2.65%) Land $80,500 Building $120,900$233,890
2024$2,896.00 (+7.86%)$196,200 (+10.72%) Land $78,900 Building $117,300
2023$2,685.00$177,200 Land $71,800 Building $105,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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