Hampden County and Chicopee City property record for 798 Prospect St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 855 sqft · built 1944 |
| Lot Size | 0.483 acres (21,036 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Dec 2019) |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Dec 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 689-00049 |
| Primary APN | 689-00049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 855 sqft Living Area |
| 1st Floor Area | 855 sqft |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,036 sqft (0.483 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 689-00049 |
|---|---|
| Street Address | 798 PROSPECT ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 798 PROSPECT ST, CHICOPEE, MA 01020-3169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK (HOLYOKE MA) |
| Dec 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA) |
| Mar 27, 2019 | Foreclosure NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | Mar 29, 2019 · Amount on Record |
| Deed Document Number | 201974361 |
| Deed Book / Page | 23003 / 197 |
| Prior Transfer Date | Nov 17, 2019 |
| Prior Transfer Doc | 023003-197 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 798 PROSPECT ST, CHICOPEE, MA 01020-3169 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 026030-231 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 26030/231 |
| Instrument | 43935 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 798 PROSPECT ST, CHICOPEE, MA 01020-3169 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0024290-82 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 24290/82 |
| Instrument | 87110 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 27, 2019 |
| Property Address | 798 PROSPECT ST, CHICOPEE, MA 01020 |
| Document Number | 22599-347 |
| Book / Page | 022599 / 000347 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 14767 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $538.82 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,920.00 (+5.11%) | $192,600 (+2.34%) Land $116,900 Building $75,700 | $235,695 |
| 2024 | $2,778.00 (+7.47%) | $188,200 (+10.32%) Land $114,700 Building $73,500 | |
| 2023 | $2,585.00 | $170,600 Land $104,300 Building $66,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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