Hampden County and Chicopee City property record for 741 Prospect St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 840 sqft · built 1960 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual on Record |
| Last Sale | $264,900 (Sep 2023) |
| Tax Bill | $3,970 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 689-00041 |
| Primary APN | 689-00041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| Gross Area | 2,788 sqft |
| 1st Floor Area | 672 sqft |
| Attic | Attic |
| Attic Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,800 sqft (0.248 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 689-00041 |
|---|---|
| Street Address | 741 PROSPECT ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 7 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 811301 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 741 PROSPECT ST, CHICOPEE, MA 01020-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 9, 2020 | Quit Claim Deed, Transfer · VA Mortgage USAA FSB |
| May 30, 2019 | Personal Representative Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2023 · Amount on Record |
| Deed Sale | Sep 20, 2023 · Amount on Record |
| Prior Sale | Mar 9, 2020 · Amount on Record |
| Deed Document Number | 202344665 |
| Deed Book / Page | 25162 / 192 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Sep 20, 2023 |
| Property Address | 741 PROSPECT ST, CHICOPEE, MA 01020-3004 |
| Document Number | 025162-192 |
| Book / Page | 25162 / 192 |
| Instrument Date | Sep 20, 2023 |
| Instrument | 44665 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 741 PROSPECT ST, CHICOPEE, MA 01020-3004 |
| Document Number | 0000044666 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 44666 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 9, 2020 |
| Property Address | 741 PROSPECT ST, CHICOPEE, MA 01020-3004 |
| Document Number | 23119-228 |
| Book / Page | 23119 / 228 |
| Instrument Date | Jan 25, 2020 |
| Instrument | 12922 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 346 PAGE BLVD, SPRINGFIELD, MA 01104-3044 |
| Document Number | 12923 |
|---|---|
| Date | Mar 9, 2020 |
| Instrument | 12923 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 30, 2019 |
| Property Address | 741 PROSPECT ST, CHICOPEE, MA 01020-3004 |
| Document Number | 22686-498 |
| Book / Page | 022686 / 000498 |
| Instrument Date | May 29, 2019 |
| Instrument | 28290 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 741 PROSPECT ST CHICOPEE MA 010203004, CHICOPEE, MA 01020-3004 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,970.00 (+5.39%) | $261,900 (+2.63%) Land $111,200 Building $150,700 | $247,475 |
| 2024 | $3,767.00 (+18.76%) | $255,200 (+21.87%) Land $109,000 Building $146,200 | |
| 2023 | $3,172.00 | $209,400 Land $99,000 Building $110,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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