746 Cottage St, Athol, MA 01331 Property Records

Worcester County and Athol Town property record for 746 Cottage St, Athol, MA 01331

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,189 sqft · built 2024
Lot Size	0.567 acres (24,693 sqft)
Owner	Company Name on Record
Last Sale	$395,000 (Jan 2025)
Tax Bill	$4,970 (2026)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
APN	`28-215`

Property Details

APN / Parcel Number

Primary APN	`28-215`
Alternative APN	`ATHO M:00028 B:00215 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,189 sqft Living Area
Gross Area	2,503 sqft
Basement Area	575 sqft
Unfinished Basement	575 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Raised Ranch
Construction Type	Frame
Lot Area	24,693 sqft (0.567 acres)

Location & Zoning

Account Number	28-215
Street Address	746 COTTAGE ST
City	ATHOL
State	MA
Zip	01331-3133
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RA
Legal Block	215
Jurisdiction	ATHOL MA
Township / Civil Division	ATHOL
Census Block Group	3
Census Block	3000
Census Tract	703100

Owner

Source: Worcester County and Athol Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5 CHAMOMILE LN, LITTLETON, MA 01460-1455
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2025 · Amount on Record
Deed Sale	Jan 31, 2025 · Amount on Record
Deed Book / Page	71596 / 71
Record Updated	Oct 29, 2026

January 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ATHOL MA
Recording Date	Jan 31, 2025
Property Address	746 COTTAGE ST, ATHOL, MA 01331-3133
Document Number	0071596-71
Book / Page	71596 / 71
Instrument Date	Jan 31, 2025
Instrument	8703
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 CHAMOMILE LN, LITTLETON, MA 01460-1455

Mortgage

Document Number	0000008704
Date	Jan 31, 2025
Instrument	8704

Lender

Name	BROOKLINE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.38%
Type Change Date	Feb 1, 2032
Max Rate At Change	2.75%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Worcester County and Athol Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Athol Town
Unified School District	Athol-Royalston School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,970.00 (+592.2%)	$392,300 (+594.34%) Land $58,700 Building $333,600	$419,105
2025	$718.00 (-0.97%)	$56,500 (-) Land $56,500
2024	$725.00	$56,500 Land $56,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHOL DPW WATER DIVISION serves 10,587 people · EPA ID MA1015000
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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